Updated End-Unit Townhome | Walk to Downtown Parker | 2-Car Garage | Greenbelt Views Beautifully updated end-unit townhome in Parker offering vaulted ceilings, abundant natural light, and a highly desirable location just a short walk to Downtown Parker’s restaurants, coffee shops, boutiques, and local events. Step inside to a bright, open main living space featuring warm toned vinyl flooring and a dramatic floor-to-ceiling stone fireplace—perfect for cozy Colorado evenings. The renovated kitchen features tall cabinetry, quartz countertops, and stainless appliances including a new dishwasher, new double-oven range, and refrigerator—ideal for everyday living or entertaining. Upstairs you’ll find two comfortable bedrooms and a beautifully updated full bathroom. The lower level offers a second updated full bath and a spacious family room—perfect for movie nights or guests. The partially finished basement provides flexible living space with a non-conforming third bedroom and bonus room ideal for a home office, workout room, or hobby space. Enjoy Colorado outdoor living in your fully fenced backyard with low maintenance turf. You'll also enjoy the covered front patio overlooking a peaceful greenbelt—a perfect spot for morning coffee or evening gatherings to watch the sunset. Additional highlights include a spacious 2-car attached garage with new concrete floor and new garage door, new water heater (2025), newer windows, and newer furnace and A/C. HOA takes care of the exterior maintenance including the roof and the home was just painted in 2025. End units rarely come available in this community. Combine that with walkability to Downtown Parker and you have a home that offers both lifestyle and location. Don’t miss this opportunity.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
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