VA loan
1 of 65
VA loan
$859,900
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10713 Monocacy Way, Manassas, VA 20112

6 beds · 6 baths · 4,707 sqft

Open House Saturday 06/14 12 PM to 3 PM. Welcome to 10713 Monocacy Way, over 5,000 finished square feet of freshly painted home which includes 6 bedrooms 5.5 bathrooms, four levels of living--- nestled in the highly sought-after Coles Run Manor community! Pride of ownership is evident throughout this meticulously maintained home, which features over $100k in upgrades completed by the current home owners. The main level showcases gleaming hardwood floors throughout the living room, dining room, and family room, creating a warm, inviting ambiance. The open-concept family room and kitchen offer a seamless flow between living areas; ideal for both elegant entertaining and everyday living. The gourmet kitchen is a true centerpiece, featuring stainless steel appliances, newer Taj Mahal quartzite countertops, an oversized island, (with ample storage and multiple electrical outlets), providing a generous space for culinary creativity. Large windows provide abundant natural light, and the flowing layout enhances the sense of space and connection. The formal dining and living rooms present a sophisticated setting, while the cozy family room showcases a gas burning fireplace. On the second level, you will find a generously sized primary suite thoughtfully designed for peace and relaxation. This inviting space features a cozy sitting area with an electric fireplace, creating the perfect ambiance for unwinding with a good book or enjoying quiet evenings. Whether you’re starting your day or winding down, this private retreat offers comfort, warmth, and a true sense of sanctuary within your own home. This oversized primary suite, is connected to a luxurious bathroom with a whirlpool soaking tub and separate shower; as well as a separate vanity area. Before you enter the bathroom, there are separate ‘His’ and ‘Her’ walk in closets, with ample space for the biggest fashionistas! This level also offers a comfortable bedroom with a private en suite, which offers added convenience; while two additional bedrooms—one of which is generously sized—share a well-appointed hall bathroom, perfect for family or guests. The home continues to impress with a fully built out TOP-FLOOR LOFT, which includes an additional bedroom and full bathroom—a flexible space that can be used as a guest suite, home office, or creative studio; and an additional lounge area that makes this space feel like it’s own sanctuary. The fully finished basement with walk-up access to the backyard and patio is an entertainer’s dream. It offers another spacious bedroom and full bathroom, making it ideal for long-term guests or an in-law suite. A custom 10 foot wet bar, complete with beverage chiller and a built-in dishwasher, refrigerator and microwave, makes entertaining effortless—whether hosting gatherings or enjoying movie nights in the dedicated home theater, which features a projector and 121-inch screen. A fitness room provides a convenient space for your daily workouts, and ample storage room completes this versatile lower level. Step outside to your private backyard retreat, where the enclosed gazebo with ceiling fan and lighting offers the perfect shaded area for outdoor dining and relaxation. The lot offers exceptional privacy, with a protected wooded area beyond the two-tiered rear retaining wall that creates a serene and secluded setting—ideal for outdoor relaxation. The 7-seat hot tub is surrounded by a privacy screen, (installed in 2021 and valued at $15,000), provides a luxurious space to unwind while overlooking the peaceful backdrop of mature trees. The lot extends beyond the rear retaining wall, enhancing privacy and offering additional outdoor space. The home is centrally located near shopping, dining, parks, top schools, and commuter options like VRE and bus service. Don’t miss this exceptional opportunity to own a move-in ready home in one of the area's most desirable neighborhoods! Welcome to your private sanctuary!

Estimated
Seller's interest rate
3%
7%
Estimated
Monthly payment

$2,443
$3,090
You may also save up to $193,420 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,090 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
3%
Remaining term
24 yrs and 11 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,443
Principal & interest
$1,323
Mortgage insurance
-
Property taxes
$730
Home insurance
$293
HOA fees
$96
Utilities
Not included

Source: Public records

Home details
Size
4,707 sqft
Lot size
0.17 acres
Year built
2006
Type
Single Family Residence
HOA dues
$96.00

Source: BRIGHT #VAPW2096236

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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Last updated: Jun 15, 2025 11:14 pm
Listing agent: Bishal Karki (703) 869-2665
Listing provided courtesy of: Ikon Realty (703) 658-3999
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAPW2096236
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
3%
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