107 Waldorf Dr, Perry, GA 31069
4 beds · 2 baths · 2,437 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Buyers, we have Motivated Sellers that are ready to offer this beautiful property to you. Contact an agent today and make your appointment. This property, in its entirety, consists of 6 bedrooms, 3 full bathrooms, 3 half baths, 3,237 sq ft of heated/cooled living space, and a 2-car garage attached to the main home. Entering the home through the front door, you'll find this two-story, freshly painted home has a large living room/den with hardwood flooring, a complete wall of floor-to-ceiling windows, and a fireplace with vintage surround mantel. This flows nicely into an open-concept dining area. Also located downstairs, is a large bedroom/office with 2 closets, plus storage. From the attached garage, you will enter the keeping room and find a kitchen with granite countertops, a lot of large windows for natural light, tiled floors for easy upkeep, a nicely sized laundry room, and a fireplace. Located upstairs is a primary suite, with a large walk-in closet, in addition to a newly attached floor-to-ceiling, corner-to-corner wardrobe. Just outside is a newly constructed, private, covered balcony overlooking the swimming pool-a lovely space for morning coffee, evenings of stargazing, or looking over your lighted pool on a sultry Georgia summer night. The large primary bathroom consists of a separate garden tub and shower, double sinks, and plenty of linen storage. Additionally, there are two roomy bedrooms with a nice-sized, shared bathroom. The smaller bedroom has a large storage area that could be used as a child's fort, in addition to the large closet. Using either the French doors in the dining area, or the door from the keeping room, you can exit the house into the pool and backyard areas. Here you will find a crystal-clear pool with a new heavy-weight liner, installed only three years ago. The electronic "Pool Pilot", that controls the saltwater conversion, was replaced last year, along with a new "Hayward" Pump assembly. It is on a weekly cleaning and service plan and comes with a cover and removable child safety fence-offering parents, grandparents, etc. a peace of mind. The pavilion, next to the pool, has a new roof, ceiling fans, bathroom with new porcelain sink and toilet, newly installed outdoor slate flooring, and a new hot water tank. There is also a pool storage closet and bonus room-or you could make it something a little more creative, if your heart desires. This is a great 3-season entertainment space, with plenty of room for birthday parties and large family gatherings, offering streamed TV and music, installed for poolside entertainment and will remain with the property. An outdoor rinsing-shower rounds out this great space. The enormous workshop on the property consists of 1600 sq ft, with an oil/chemical-resistant, two-part epoxy floor, an abundance of overhead LED lighting, two 6 ft diameter multi-speed ceiling fans, south-facing bays with three 10 ft. roll-up doors, and one west-facing bay with an 8 ft roll-up door, and workbenches against several walls. The shop also has a conveniently located half-bath. The 800 sq ft in-law apartment, located above the shop, has a cozy open concept living room, dining room, efficiency kitchen, two spacious bedrooms, bathroom, and laundry room. There is an insulated 8'X12' wired out-building-a fabulous and quiet area to read, sew, make jewelry, or any other hobby/DIY project. The air conditioner remains with the building. If the hobbies or projects begin to bring in an income, or you have an established home business, the property was officially rezoned by Houston County in 2017 to function as a Home Business. The property's centerpiece is a nicely crafted wooden gazebo, with newly installed fan, that overlooks the beautiful, wooded area below. The acreage backs up to, and consists of, approximately 410 feet on Mossy Creek and provides a place for exploring, climbing trees, target practice or hunting, or perhaps installing a zipline, bike trails, or small boat dock.
Source: GAMLS #10499551
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10499551
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.