Location, Location, Location! Welcome to this stunning stone-front townhome offering 2,252 square feet of thoughtfully designed living space, nestled in the highly sought-after Village at Woodstream community. Spanning three beautifully finished levels, this home blends modern comfort, generous space, and exceptional convenience—perfect for today’s lifestyle. Property Overview • Bedrooms: 3 • Bathrooms: 3 Full, 1 Half • Style: Three-Level Townhouse • Subdivision: Village at Woodstream Interior Features & Layout Upper Level The upper level showcases a spacious primary suite, complete with a private sitting area, a walk-in closet, and a luxurious en-suite bathroom featuring a soaking tub, separate walk-in shower, and dual vanities—your own private retreat. Two additional well-appointed bedrooms provide flexibility for family, guests, or a home office, while a full hall bathroom serves this level. For added convenience, the laundry room is located on the bedroom level. Main Level Designed for both everyday living and entertaining, the main level offers an open and inviting floor plan. The large family room flows seamlessly into the formal dining area, making it ideal for hosting gatherings. The kitchen provides ample space for meal prep and entertaining, and a powder room adds convenience for guests. Lower Level The fully finished basement expands your living space with endless possibilities. Complete with a full bathroom, this level is perfect for a recreation room, home gym, media room, or private guest suite. Community & Location Highlights Enjoy the perfect balance of comfort and convenience with easy access to: • Shopping & Dining: A wide variety of nearby shops and restaurants • Commuting: Close to commuter lots and Quantico Marine Corps Base • Recreation: Community amenities include a swimming pool, playground, basketball court, and scenic walking/jogging paths Additional Feature: A Tesla charger has been installed in the garage, offering modern convenience for electric vehicle owners. This exceptional home combines spacious, modern living with the benefits of a vibrant community and a prime location—a rare opportunity you won’t want to miss. 🚫 Please remove shoes or wear provided shoe covers when touring the home.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
