10626 S Joplin Ave
Tulsa, OK 74137
5 beds · 5 baths · 5,258 sqft
$985,000
Get prequalifiedAbout this home
You will find this elegant executive home in the exclusive gated area of Tradition subdivision in Jenks Southeast schools. Beautifully maintained and recently painted inside for a fresh, modern look. You will find luxurious touches and craftsmanship around every corner. As you enter, you are greeted by an impressive two-story entry with a curved staircase and impressive balcony with iron railings. The office is tucked away to your right for privacy and to your left is the formal dining with a stately arched window. The living room is large but welcoming, with windows that look out to the covered patio (with a motorized screen for closing in the area). The kitchen is a chef's dream with gorgeous wood cabinetry, thick granite counters and a lighted stove area with pot filler. The walk-in pantry and butler's walkthrough to the dining area is great for entertaining. Also downstairs you will find the master suite with large walk-in shower, separate tub, and a huge walk-in closet. Also downstairs is a guest ensuite and drop zone from the garage. Speaking of the garage, this one is meant for the ultimate hobbyist. There is room for a workshop as well as several cars, and there is a separate garage for a motorcycle or camping equipment. Upstairs are 3 more large bedrooms, a hobby room, a game room and a theater room. This is a home you do not want to miss!
Source: MLSTECHNOLOGY #2516190
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Tulsa, OK 74137
5 beds · 5 baths · 5,258 sqft