Welcome to 10604 Aldo Moro Dr, where every corner of this home whispers stories of warmth, comfort, and endless possibilities. Nestled in the quaint and serene neighborhood of Mirabella, this stunning 4-bedroom, 2.5-bathroom retreat spans over 2,743 square feet of thoughtfully designed living space, inviting you to experience a lifestyle that balances space and tranquility. As you step inside, you're greeted by a sun-drenched open-concept layout that seamlessly flows. The expansive living area, bathed in natural light, offers a welcoming tone that echoes with the soft laughter of family gatherings. The open concept great room is framed out with a rich colored luxury vinyl plank flooring and crown molding, adding to the allure of this property. The heart of this home, a gourmet kitchen, beckons with its sleek quartz countertops, modern appliances, updated light fixtures and massive island. Imagine the joy of preparing meals in this space where every culinary creation becomes a cherished memory. The first floor rounds out with a half bath and a home office with double glass French doors. Retreat to the master suite, a haven of peace, privacy and serenity. Feel the stress of the day melt away as you step into your private space complete with ensuite bathroom, dual vanities, walk in closet and tub that promise relaxation and rejuvenation. Each additional bedroom offers a cozy, inviting atmosphere, perfect for family, guests, or transforming into a space of your own. Enjoy the benefit of a bonus room/loft with endless possibility. Outside, the spacious backyard provides a canvas for your outdoor dreams. Envision evenings under the stars, where the quiet hum of the night accompanies intimate dinners on the patio, and weekend barbecues become a tradition or family nights around the firepit. Every detail of 10604 Aldo Moro Dr is crafted to enhance your living experience, offering not just a house, but a home filled with character and charm. Feel the connection to a community that values peace and togetherness, where every day is an opportunity to create lasting memories. All of this within close proximity to major roadways, schools, shopping, entertainment and more!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
