Have you ever dreamed of a Park Avenue address, but without sacrificing space, storage, or sanity? Finding true one-level living downtown with a private garage is nearly impossible… until now. Welcome to 106B West Park Avenue, a condo townhouse that truly lives like a home. All your daily living on one level with THREE bedrooms and THREE and a half bathrooms, complete with elevator access from your oversized 26x26 epoxied garage (nearly 700 square feet!) that easily accommodates two cars and even a golf cart, storage, workshop space, you name it! Downtown living has never been this effortless. Imagine strolling to concerts at Bon Secours, biking to Unity Park, grabbing dinner at highly sought after Black Sheep, or cruising Main Street in your golf cart, then returning home to your peaceful retreat just one block off the main drag. It’s vibrant when you want it, serene when you don’t. Inside, vaulted ceilings and plantation shutters fill the living space with natural light, while new Mohawk Revwood floors anchor the open-concept layout designed for gathering. This home has been renovated top to bottom with brand new HVAC, new hot water heater, updated flooring throughout, new finishes, fresh fixtures, and a move-in-ready polish that feels brand new. The gourmet kitchen features brand new crisp white cabinetry with abundant roll-out storage, stainless appliances, a vented gas/electric range, and a built-in bar with wine fridge, seamlessly flowing into the dining and living spaces. It’s made for entertaining without feeling oversized or overwhelming. Slide open the doors to your 2nd private balcony with unobstructed skyline views, perfect for morning coffee, outdoor dining or evening cocktails. And when the day winds down, retreat to one of the THREE private ensuite bedrooms. The primary suite offers a spa-inspired bath, walk-in closet, double vanity, and tiled shower, all on the main level, exactly where you want it. Storage is abundant, a true walk-in laundry room with built-ins, generous interior closets, and an attached storage room that connects to a clean, dry crawlspace ideal for seasonal décor and extras. You get the space of a single-family home, without the maintenance. And yes, there’s even a charming covered front porch for rainy afternoons and quiet moments, with a cozy neighborhood (Historic District) feel that’s rare this close to downtown. Less than half a mile to McPherson Park. One block to the heartbeat of the city. A quick 6–10 minute walk to everything Greenville offers, yet tucked away enough to feel like your own private haven. One-level living. Elevator convenience. Private garage. Low-maintenance HOA at $333/month.This isn’t just a condo townhouse. It’s the lifestyle you’ve been waiting for.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
