ENTERTAINER'S COMPOUND ON 10.75 ACRES If you've been waiting for a place that delivers privacy, craftsmanship, and room for every part of your life-this 10.75-acre Central Georgia retreat is it. A custom home, guest house, conditioned shop, RV hookups, and incredible outdoor living all come together to create a property designed for hosting, working, and enjoying the quiet beauty of the country. THE HOME - 3,200+ SQ FT OF CUSTOM DETAIL & ENTERTAINMENT SPACES Step inside to warm, craftsman character with exposed beams and trim milled from trees on the property. The gourmet kitchen is built for gatherings with Brazilian pecan butcher block, a massive island, a plumbed coffee bar, and a full wet bar for effortless entertaining. The main floor includes a full bath, oversized laundry with built-in safe, and a true walk-in pantry. Want a main-level bedroom? The design allows for one to be added easily. Upstairs, the 20' x 25' primary suite is a retreat of its own-walk-in closet, 60" electric fireplace, soaking tub, and oversized 4' x 6' custom tile shower. Two additional bedrooms and a full bath complete the level. The home is spray-foam insulated throughout, keeping it quiet, comfortable, and energy-efficient year-round. OUTDOOR LIVING THAT BRINGS PEOPLE TOGETHER Two huge covered decks (12' x 40' and 14' x 40') give you outdoor space for grilling, sunset watching, football weekends, and big family gatherings. The property is alive with wildlife-deer, birds, and peaceful wooded views-making everyday life feel like a getaway. THE PROPERTY THAT MAKES IT A TRUE COMPOUND 20' x 25' Guest House (utilities + bath stubbed) ready to finish as an in-law suite, studio, office, or rental. 40' x 40' Heated & Cooled Shop/Garage with 12' x 12' roll-up door under a huge 60' x 90' roof span-perfect for mechanics, fabricators, home-based businesses, or your dream toy garage. Multiple Custom Timber-Frame Carports (25' x 25' each) + 21' x 40' drive-through front carport. Three 50-amp RV Hookups with two septic connections-bring your people and their rigs. Connexon Fiber Internet-work from home, run a business, or stream from every device with no limitations. Dual septic systems, new well house, exterior lighting, play set, negotiable hot tub, and low utilities (~$350/mo for home + shop). WHO THIS PROPERTY IS PERFECT FOR Entertainers who host holidays, cookouts, and game days; Multi-generational families wanting space and flexibility; Car/RV/boat owners or serious hobbyists; Remote professionals needing reliable fiber internet; Trades, builders, or home-based business owners; Anyone who loves wildlife, peace, and privacy without giving up convenience. SCHOOL FLEXIBILITY Currently zoned for Spalding County (Crescent Elementary, Rehoboth Middle, Spalding High) with the option to attend Lamar County Schools-rare flexibility for families. WHY THIS ONE STANDS ALONE Properties like this don't come around often. You're getting a private retreat, a fully outfitted shop, expansion-ready guest space, multiple RV sites, and a custom home with finishes you simply won't find in typical builds. It's finished where it counts, flexible where you want it, and ready for your life from day one. Come walk it-this one speaks for itself.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
