1023 Bentley Estates Dr, Dacula, GA 30019
5 beds · 4 baths · 4,369 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Luxury and Functionality! This stunning home lovingly maintained by its original and only owner, this home has never changed hands, never been rented, flipped, or passed around, just lovingly maintained and thoughtfully lived in . Every detail has been thoughtfully cared for, not as an investment, but as a place I’ve truly called home. A decade of pride shows in every corner come see for yourself." Now, it’s ready to welcome someone new to write the next chapter. You won’t just see the difference you’ll feel it." Built 10 years ago by the seller in the desirable Del Mar Club Subdivision. Offering over 4,300 square feet of living space with additional bonus 2000 square feet in basement to complete at your leisure, this 5-bed, 4-bath home has one of the largest floor plans in the community, with a large partially finished basement for new buyers to complete your future dream plans! The alluring brick facade embodies elegance and sophistication, and the moment you step inside, you are enveloped by an atmosphere of warmth and comfort, punctuated by an abundance of natural light. The interior boasts a unique floor plan that seamlessly connects the various living areas, perfect for both entertaining and intimate family gatherings. The heart of the home is the spacious great room, with a coffered ceiling, LVP flooring, and a cozy gas fireplace that serves as a focal point. Adjacent to this area, you will discover a chef's kitchen, featuring state-of-the-art appliances, ample granite counter space for meal preparation, a five-burner gas cooktop, double ovens, and an adjoining breakfast area with a bay window overlooking the deck and a wooded, private backyard with no neighbors in the back or in front of your home, perfect for your morning coffee and relaxation. The luxurious master suite is an oasis of tranquility with a large sitting area complete with an electric fireplace. The en-suite bathroom exudes spa-like sophistication, featuring a soaking tub, dual vanities and shower. There are separate dual walk-in closets with a custom California Closets design. The other bedrooms are generous in size and there is a spacious loft area for relaxing. The main floor has a grand 2 story entrance, with a formal dining room with coffered ceiling on one side and a living room on the other that is currently used as an office. Wide plank hardwoods run throughout this level that has a full bath and bedroom. The basement offers several rooms that can be customized to the buyers dreams, currently it has a GYM, Master living area a bonus/office room with a Man Cave media room that has dramatic epoxy flooring and artistic ceiling design. This lot has more privacy with a wooded, fenced backyard, and a wooded lot across from the entrance. A 6-camera video, voice and fire monitoring system via one of the TOP and most trusted monitoring services ADT, that will enhance your security. All located in Dacula's beautiful Del Mar Club community, featuring a swimming pool, tennis courts, clubhouse, and playground. Close to schools and new, convenient shopping areas plus easy access to 316. This home is more than just a place to live, it’s a lifestyle statement! The AC units both have been serviced and maintained twice a year. "This is the kind of deal buyers dream about a move-in ready home that comes with a professional deep clean before closing, a home warranty for peace of mind, and thousands in instant equity from day one. It’s not just a great house it’s a smart investment. Deals like this don’t come around often... make your move before someone else does! Basement unfinished bath stubbed, partial.
Source: FMLS #7576153
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7576153
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.