Seller is motivated! Huge Price Reduction! Welcome home to 10227 Kristen Park Drive! This move-in ready, 4 Bedroom, 3 Bathroom, 2640 square feet, single-story stunner is everything you've been waiting for! Perfectly situated in the highly desirable East Park community, this home offers the ideal balance of privacy, space, and convenience—just minutes from Medical City, USTA, and Orlando International Airport. Expect to be impressed with this beautiful and immaculate home featuring an Open floor plan, Tray Ceilings, and Natural light. The ROOF was just replaced (2024), New Gutters were replaced (2024), freshly painted inside and outside of the house (2025), The pavers were added to the front porch, and recessed lighting. The Sprinkler System was replaced a couple of weeks ago. The HVAC System was replaced 2 years ago- CARRIER INFINITY SERIES and was serviced at the beginning of the year. HVAV System has Air Treatment System with UV Light, Air Filters MERV 10+, HVAC Cartridge/Media Filter, HVAC UV/Elec, Filtration, and Moisture Control. The Water Filtration System throughout the entire home and was installed 2 years ago. Epoxy Flooring was installed a couple of years ago. The Gourmet Kitchen includes Stainless-steel appliances, Granite countertops, breakfast bar, breakfast nook, and ample cabinetry including 42’ cabinets. The Formal Living & Dining areas are Perfect for entertaining or family gatherings. The elegant real wood floors were installed a couple of years ago. The Private Primary Suite includes an ample walk-in closet + spa-style en-suite bath which features a separate shower, garden tub, double vanities, and a Bluetooth Wireless Ceiling Speaker. The Flexible Layout features the primary bedroom with an en-suite bathroom, and the 3 additional bedrooms are ideal for guests, office, or extra hobby space and 3 Full Bathrooms that feature modern finishes for a clean, updated look. For added privacy this beautiful home sits on an Oversized Lot with No rear neighbors + serene outdoor views. Your Outdoor Oasis awaits… Unwind on your covered lanai overlooking a peaceful, landscaped backyard—ideal for grilling, relaxing, or simply enjoying Florida sunsets. Offering the perfect blend of comfort, style, and convenience, 10227 Kristen Park Dr is an exceptional home waiting to be yours. With no rear neighbors, your privacy is unmatched! Location, Location, Location! Just mins to Lake Nona Medical City, Boxi Park, USTA, KPMG, the Amazon Fulfillment Center, 10 mins to Orlando International Airport (MCO), 40 mins to Disney World, 50 mins to Cocoa Beach, Close to top-rated schools, shopping, dining & more! This is more than just a home—it’s a lifestyle. Whether you're looking for your forever home or a peaceful Florida retreat, 10227 Kristen Park Drive delivers it all! Are you ready to start Living the Lake Nona Lifestyle? Schedule your private showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
