Discover the perfect blend of space, comfort, and thoughtful upgrades in this beautifully maintained 4 bedroom, 2 bathroom home offering 2031 square feet of interior living space on an oversized HALF ACRE homesite in Lehigh Acres. From the moment you arrive, the extended driveway creates a strong first impression while providing plenty of room for multiple vehicles, guests, or recreational parking, all framed by the wide open feel that comes with a larger lot. Inside, the home welcomes you with bright open living spaces finished with tile throughout, creating a clean and cohesive look that is both stylish and easy to maintain. Natural light fills the interior and highlights the spacious layout, where the living, dining, and kitchen areas connect effortlessly for everyday living and entertaining. The kitchen serves as the center of the home with generous counter space, quality cabinetry, and a layout designed for both functionality and gathering. The bedrooms are comfortably sized and thoughtfully arranged, while the bathrooms continue the same polished feel found throughout the home. This property truly stands out when you step outside into the fenced backyard, where privacy and usable outdoor space come together to create an exceptional setting for relaxing or entertaining. A custom built OUTDOOR FIREPLACE adds warmth and character, making the backyard feel like an extension of the living space and the perfect place to enjoy evenings outdoors. The included LARGE STORAGE SHED offers outstanding flexibility for tools, equipment, hobbies, or additional storage, while the oversized lot still leaves plenty of room to enjoy the outdoors. One of the most valuable upgrades is the fully AIR CONDITIONED GARAGE, offering year round comfort for projects, workouts, storage, or a flexible bonus space that adapts to your needs. The home also includes a camera and security system, adding peace of mind and convenience for everyday living. Every feature has been designed to offer more comfort, more functionality, and more value, creating a property that feels move in ready and delivers the kind of lifestyle buyers are searching for the moment they walk through the door. Set up a showing today before it's too late!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
