101 Roswell Dr W, Brunswick, GA 31525
3 beds · 2 baths · 1,556 sqft
Welcome to 101 Roswell Drive W, this beautiful 1556sqft, 3-bedroom, 2-bathroom home offering a rare opportunity for lakefront living with private dock access. Enjoy serene views by the lake, perfect for relaxation, hosting guests, fishing or kayaking right out your backdoor. Conveniently located in the Tanglewood Subdivision situated off Hwy 95 between Savannah, GA and Jacksonville, FL. Just a short drive to Saint Simons Island and Jekyll Island, GA. This spacious, well-maintained and move-in ready home - an ideal choice for those seeking a blend of comfort, style, and convenience. Beautiful wood floors and tray ceilings throughout the home, creating a warm and inviting atmosphere. Three generously sized bedrooms with ample natural light and scenic views. The main bedroom offering a spacious en-suite with a double vanity, relaxing soaking tub and separate shower. Gated back yard providing a safe and secluded outdoor space. Two-car garage with electric opener, ample storage and parking with a bonus electric car charging station ready for your electric vehicle. The unique private fishing dock is the only one in the subdivision, grandfathered in the HOA bylaws. Don't miss out on the opportunity to make this charming property your new home! Call today to schedule a showing.
Source: GAMLS #10479530
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10479530
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.