1006 Harvest Moon Dr
Seffner, FL 33584
3 beds · 2 baths · 1,179 sqft
$309,900
Get prequalified1006 Harvest Moon Dr
Seffner, FL 33584
3 beds · 2 baths · 1,179 sqft
$309,900
Get prequalifiedMOVE IN READY! CORNER LOT HOME! The property includes 3 bedrooms, 2 bathrooms, and a 1-car garage. It features CERAMIC TILE FLOORING throughout. The roof was replaced in 2020, and the air conditioning system was installed in August 2019. The KITCHEN was FULLY RENOVATED in 2023 and includes SAMSUNG APPLIANCES. The washer and dryer, also Samsung brand, were purchased in 2023. The water heater was replaced in 2024. The living room includes vaulted ceilings. The primary bedroom has vaulted ceilings, a walk-in closet, and an ensuite bathroom. The shower in the primary bathroom was recently updated. Glass doors provide access to an open, screened patio. There is a catio in the lanai, which can be removed if the buyer prefers. The backyard is fenced and includes open space that can accommodate outdoor activities or the potential addition of a pool. The property is located approximately 25 feet from a public park. It offers access to I-75 and the Crosstown Expressway. About 25 minutes to Tampa and about 1 hour and 15 minutes to Orlando. Tampa International Airport is approximately 35 minutes away, and several Gulf Coast beaches are located about 60 minutes from the property.
Source: STELLAR #TB8397742
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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