Welcome to a rare opportunity to own a beautifully updated country property in the heart of Seguin, Texas-where small-town charm, rich culture, and wide-open spaces come together seamlessly. Situated on an expansive stretch of usable acreage and pastureland, this exceptional 3-bedroom, 2-bathroom residence offers 1,560 square feet of thoughtfully designed living space and the freedom to embrace a true Texas country lifestyle without sacrificing convenience. While the home retains the character and solid construction of its original build, nearly every aspect has been carefully updated to meet modern standards of comfort, functionality, and style. The result is a home with enduring "good bones" paired perfectly with contemporary finishes and improvements throughout. From the moment you step inside, you'll appreciate the attention to detail, clean lines, and welcoming atmosphere that make this property both timeless and move-in ready. The interior layout offers a comfortable flow for everyday living and entertaining, featuring well-proportioned bedrooms, updated bathrooms, and inviting living areas designed to feel warm and functional. Natural light fills the home, creating a bright and airy environment that complements the peaceful surroundings just outside your door. Whether relaxing after a long day or hosting family and friends, this home offers the ideal setting. Step outside and experience the true highlight of the property-the abundant acreage and open pastureland. Currently home to horses, the land is well-suited for livestock, hobby farming, or simply enjoying wide-open space and unobstructed Texas skies. With room to roam, ride, or expand, this property offers endless possibilities for those seeking privacy, freedom, and a connection to the land. Despite its peaceful rural setting, this property boasts exceptional proximity to major cities and amenities. Located just minutes from Seguin's historic downtown, you'll enjoy easy access to local dining, shopping, schools, and community events. Additionally, San Antonio, New Braunfels, Austin, and surrounding areas are all within a convenient driving distance, making this an ideal location for those who want the best of both country living and city accessibility. This is more than just a home-it's a lifestyle opportunity. Whether you're dreaming of raising animals, enjoying quiet mornings on the porch, or owning a versatile property with long-term potential, this Seguin gem delivers. Properties offering this combination of updated living, usable acreage, and prime location are increasingly rare. Don't miss your chance to own a truly special piece of Texas. Schedule your private showing today and discover what it means to live the country dream-without compromise.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
