VA loan
1 of 35
VA loan
$850,000
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1 Pinkerton Ct, Stafford, VA 22554

5 beds · 5 baths · 5,637 sqft

Stunning, impeccably maintained, and truly move-in-ready, this luxury home is nestled in the highly sought-after Augustine North golf course community—one of Stafford’s most prestigious addresses. Tucked away on a private 1.25-acre lot at the end of a tranquil cul-de-sac, this captivating home backs to mature trees and a serene creek, delivering a rare combination of seclusion, space, and natural beauty. Step into an elegant, thoughtfully updated interior where every detail shines. The gourmet kitchen boasts gleaming granite countertops, a new microwave/oven combo, and a stylish upgraded pantry door—ideal for both entertaining and everyday living. Enjoy new designer wood flooring upstairs, fresh basement flooring, and plush new stair carpet. Nearly the entire interior has been freshly painted in modern, neutral tones, creating a refined and inviting atmosphere throughout. The fully finished walk-out basement is a dream entertaining space—complete with a wet bar, included pool table, and a chic, renovated full bathroom. Whether hosting game nights or relaxing with guests, this level offers ultimate comfort and versatility. Enjoy the outdoors year-round with a screened-in porch featuring closable windows, a low-maintenance Trex deck, and a grand stone patio with wood-burning fireplace. Lush landscaping and elegant outdoor lighting set the stage for unforgettable evenings under the stars. The fully fenced backyard offers functionality and charm with an irrigation system and a powered shed/workshop—perfect for woodworking, hobbies, or extra storage. Conveniently located near major commuter routes—including Interstate 95, U.S. Route 1, and VA-610 —this home offers seamless access to Washington, D.C., and Northern Virginia. Approximately 15 minutes to Quantico, 30–35 minutes to Fort Belvoir, and under an hour to Washington, D.C.—making this an ideal location for military and government professionals. With a perfect balance of sophistication, comfort, and prestige, this dream home is a true showplace in one of Stafford’s most upscale communities. Don’t miss your chance to make it yours—schedule your private showing today!

Estimated
Seller's interest rate
2.375%
7%
Estimated
Monthly payment

$3,433
$4,930
You may also save up to $459,520 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $4,930 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
2.375%
Remaining term
25 yrs and 7 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,433
Principal & interest
$2,448
Mortgage insurance
-
Property taxes
$566
Home insurance
$290
HOA fees
$128
Utilities
Not included

Source: Public records

Home details
Size
5,637 sqft
Lot size
1.24 acres
Year built
2003
Type
Single Family Residence
HOA dues
$128.33

Source: BRIGHT #VAST2037762

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 24, 2025 11:37 pm
Listing agent: Sarah A. Reynolds (571) 766-0907
Listing provided courtesy of: Keller Williams Realty (703) 679-1700
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAST2037762
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
2.375%
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