1 of 51
$429,000
SIGNIN

Sign in to see required down payment for the 3.87% rate

1 Casarena Ct, Winter Haven, FL 33881

3 beds · 3 baths · 2,025 sqft

!! $30k Price reduction !! Discover the perfect blend of luxury and convenience in this fully remodeled, maintenance-free townhouse. Nestled in a gated community, this stunning end-unit home sits on a quiet dead-end road and includes an additional parcel, providing a rare private side yard with lush turf. The spacious, open-concept design is enhanced by beautiful tile flooring throughout, creating a seamless flow from room to room. Enjoy the outdoors with a large lanai, an exterior shower, and a private balcony off the master bedroom that offers breathtaking views of the pool and Lake Cannon. Modern upgrades include a tankless water heater, two brand-new air conditioners, and a powerful 22 kW Generac generator, ensuring comfort and reliability year-round. Residents of this exclusive community have access to premium amenities, including a pool, tennis court, and a dock where you can keep your boat for easy access to the renowned Chain of Lakes. Whether you’re looking for a primary residence or a low-maintenance getaway, this townhome offers the ultimate in Florida living—without the hassle of upkeep.

Estimated
Seller's interest rate
3.87%
7%
Estimated
Monthly payment

$2,116
$2,227
You may also save up to $10,351 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,227 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
3.87%
Remaining term
7 yrs and 9 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,116
Principal & interest
$925
Mortgage insurance
$73
Property taxes
$418
Home insurance
$389
HOA fees
$310
Utilities
Not included

Source: Public records

Home details
Size
2,025 sqft
Lot size
0.06 acres
Year built
1983
Type
Townhouse
HOA dues
$310.00

Source: STELLAR #P4933645

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 20, 2025 07:00 am
Listing agent: Keith St. Onge (863) 651-1397
Listing provided courtesy of: LA ROSA REALTY PRESTIGE (863) 940-4850
Details provided by STELLAR and may not match the public record.
MLS ID: #P4933645
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
3.87%
How it works

No credit check. Takes 2 minutes.