Step into a home that instantly feels like the one. Nestled in a sought-after Riverview community, this home offers the perfect blend of comfort, style, and everyday functionality—designed for the way you actually live. From the moment you arrive, the curb appeal sets the tone with a clean, well-maintained exterior and a welcoming presence that stands out. Inside, you’re greeted by an open, light-filled layout that creates an effortless flow between living, dining, and kitchen spaces. The design strikes that ideal balance—open enough for entertaining, yet defined enough to feel warm and inviting. The kitchen serves as the heart of the home, featuring ample counter space, modern finishes, and a layout that makes both casual mornings and hosting guests feel seamless. The living area is spacious and versatile, perfect for relaxing nights in or gathering with friends and family. Large windows invite in natural light, enhancing the home’s bright and airy feel throughout the day. The primary suite provides a private retreat, complete with generous space, a well-appointed ensuite bath, and a layout designed for comfort and privacy. Additional bedrooms offer flexibility for family, guests, or a home office setup. Step outside to a backyard that’s ready for your vision—whether that’s weekend barbecues, a peaceful outdoor lounge, or creating your own personal oasis. There’s room to enjoy Florida living year-round. Located in a growing and highly desirable area, this home places you just minutes from shopping, dining, major highways, and everything that makes Riverview one of the most attractive places to live in the Tampa Bay area. Whether you’re commuting or staying close to home, convenience is always within reach. This is more than just a property—it’s a move-in ready opportunity to secure a home that checks all the boxes. Clean, well-maintained, and positioned to impress, this home is ready to deliver both lifestyle and value. Homes like this don’t sit long—schedule your showing and experience it for yourself.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
