Stunning 5 bedrooms. 4 Bathrooms. Quartz kitchen. Smart home. Solar. Outdoor fireplace. Coffee bar. This is the one — and you need to see it in person. Welcome to 974 Princess Way in Brentwood — a beautifully upgraded, move-in ready 2,873 sq ft 5 bedroom, 4 bathroom home that effortlessly blends modern design with everyday functionality. From the moment you walk in, you'll feel the warmth of natural light pouring into the open-concept layout, enhanced by luxury vinyl plank flooring, recessed lighting, and ceiling fans throughout. The heart of the home is the stunning, fully updated kitchen designed to impress and perform. Featuring sleek quartz countertops, stainless steel appliances, upgraded cabinetry, and a spacious walk-in pantry, this kitchen is as practical as it is beautiful. A built-in coffee bar adds a touch of daily luxury, making mornings feel elevated and intentional. The kitchen flows seamlessly into the family room, creating the perfect space for gathering, entertaining, or simply enjoying a quiet night in. Tucked away, a private office nook offers the ideal work-from-home setup without sacrificing living space. The main level also features a full bedroom and bathroom, providing flexibility for guests or multigenerational living. Upstairs, four additional bedrooms include a junior suite with its own ensuite bathroom — perfect for teens or extended family. The primary suite is a true sanctuary, complete with dual vanities, a deep soaking tub, separate shower, and a custom-organized walk-in closet. A spacious upstairs laundry room adds convenience to your daily routine. Step outside into a thoughtfully designed backyard built for year-round enjoyment. A covered patio and fully paved outdoor space center around a cozy fireplace — perfect for entertaining under the Brentwood sky. Additional highlights include a tankless water heater, solar panels, smart home technology throughout, 2-car garage, and no HOA fees. Located near top-rated schools, parks, and just minutes to downtown Brentwood — this home truly has it all.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
