A sleek Buckhead retreat where style meets simplicity and every detail feels effortlessly elevated. Welcome to 970 Sidney Marcus Blvd, Unit 1306—an impeccably updated 1-bedroom, 1-bath condo designed for the urban minimalist who craves low-maintenance luxury without compromise. Step inside to an airy open-concept layout where rich hardwoods and LVP flooring flow seamlessly throughout, setting the tone for a modern, polished aesthetic. The living room makes a statement with a sleek electric fireplace, creating the perfect ambiance for cozy evenings, while the glass sliding doors invite natural light to pour in and lead you to your private balcony—an inviting escape overlooking the community pool, ideal for morning coffee, evening wine, or quiet moments in between. The kitchen blends function and style with granite countertops, a classic subway tile backsplash, and a full stainless appliance package, including the refrigerator—ready for effortless everyday living or entertaining. Retreat to the spacious owner’s suite featuring a generous walk-in closet and a spa-inspired bathroom, beautifully renovated with designer tile and a frameless glass shower that feels straight out of a boutique hotel. New modern lighting throughout, including a ceiling fan in the bedroom, adds the perfect finishing touch. This home also includes a covered parking space and an almost-new water heater, offering both comfort and peace of mind. Enjoy a true resort-style lifestyle with amenities that include gates, security cameras, grilling station, a sparkling pool, clubhouse, two fitness centers, pet walk, guest parking, and Google Fiber, all within a community with beautifully refreshed exteriors that enhance its upscale appeal. Location is everything—and this one delivers. Just minutes from Lenox Square and Phipps Plaza, with easy access to Emory University, Georgia Institute of Technology, Midtown, and Buckhead’s premier dining and nightlife, plus immediate connectivity to I-85 and GA-400. All within the highly sought-after Sarah Smith Elementary School district, and FHA/VA approved. Offered at $220,000, with an incredible incentive—seller will pay one full year of HOA dues with an acceptable offer received by May 30, 2026—this is your opportunity to own a refined Buckhead lifestyle without the Buckhead price tag. Step into perfection—this is the one that turns heads and wins hearts. Schedule your private showing today.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
