Luxury, comfort, and resort-style living all come together in this stunning Yukon home tucked inside a gated neighborhood with a beautiful community pond and top-rated schools. From the moment you walk in, you’ll notice the soaring ceilings, rich woodwork, and a striking stone fireplace that make this home feel both elegant and inviting. Designed with space and flexibility in mind, this 4 bedroom, 3 bathroom home also features a dedicated office and oversized bonus room perfect for a media room, game room, gym, or second living area. The spacious primary suite is truly a retreat with a massive bedroom, spa-like bathroom, jetted tub, walk-in shower, and an enormous closet built to impress. One secondary bedroom includes its own private full bath, making it ideal for guests or multi-generational living. The kitchen is a dream for anyone who loves to cook, entertain, or simply have plenty of space. Featuring a huge center island, tons of cabinet storage, and two separate pantry areas, this kitchen was designed with both beauty and functionality in mind. The open layout flows seamlessly into the living and dining spaces, making it perfect for hosting gatherings or enjoying everyday life with family and friends. The large laundry room even includes a built-in pet washing station for added convenience, and the 3-car garage comes complete with an in-ground storm shelter. Step outside and the backyard becomes the star of the show. This private oasis sits on over an acre, surrounded by gorgeous mature trees and features a sparkling pool with tanning ledge, and a waterfall. Relaxing hot tub, covered patio with sun shades, built in speakers, TV ready, storage shed, and a separate fenced area perfect for pets, gardening, or additional outdoor space. Whether you’re hosting summer gatherings or enjoying a quiet evening at home, this backyard was made to be enjoyed year-round. This is your dream home! Check it out today. Buyers to verify all info
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
