|| FULLY REMODELED + 4TH BEDROOM ADDED || PRIVATE IN-GROUND POOL (REFURBISHED) || MINUTES TO SHOPPING, DINING & MALLS || DUAL HVAC SYSTEMS || LARGE KITCHEN WITH GRANITE COUNTERS || EXTRA STORAGE + WORKSHOP SPACE || This Marietta home delivers the kind of SPACE, FUNCTION, AND OUTDOOR LIVING that’s increasingly hard to find—especially this close to shopping, dining, and everyday conveniences. Step inside and you’ll immediately notice a thoughtfully redesigned layout where the home was COMPLETELY REIMAGINED AND REMODELED, including the addition of a true 4TH BEDROOM WITH TWO CLOSETS (ONE WALK-IN)—offering flexibility for guests, work-from-home space, or multi-use living. The kitchen is built for real life and entertaining, featuring a LARGE LAYOUT WITH GRANITE COUNTERS, hardwoods, and ceramic tile that carry throughout the main living areas. Updated fixtures, lighting, hardware, and finishes give the entire home a clean, refreshed feel. The PRIMARY SUITE WITH WALK-IN CLOSET connects to a spacious bath featuring a CUSTOM WALK-IN SHOWER AND WHIRLPOOL TUB, creating a private retreat within the home. Out back is where this property truly stands out. A REFURBISHED IN-GROUND POOL anchors a private outdoor space that’s built for both relaxing and entertaining. The NEWLY PAINTED PRIVACY FENCE enhances the sense of seclusion, making the backyard feel like a true escape. Function meets flexibility in the garage area with an oversized 16’ x 18’ STORAGE ROOM WITH CUSTOM SHELVING, ideal for a workshop, hobby space, or organized storage. Additional attic access from the 4th bedroom adds even more practicality. Comfort is supported year-round with DUAL HVAC SYSTEMS, and insulated windows throughout the home. Location ties everything together—just minutes from SHOPPING, DINING, AND THE MALL, putting everyday convenience right at your fingertips while still enjoying a quiet residential setting. Homes that combine A PRIVATE POOL, UPDATED LIVING SPACES, FLEXIBLE ROOMS, AND THIS MUCH STORAGE in such a central Marietta location don’t come along often.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
