Check our 3D Tour and Virtual Floorplan under TOURS Set on a spectacular level lot in the prestigious Falconhurst community of Potomac Village, this extraordinary 5 BR 5FBA 2 HBA & 6,000 sq ft estate showcases soaring ceilings, timeless architectural elements, grand-scale living, and sophisticated modern renovations across every level. ALL NEW updates for 2026 include NEW ROOF, new 2nd floor HVAC, new gourmet KITCHEN, new paint, new electrical, newly refinished floors, and more updates throughout, beckoning you to this extraordinary home on a level two acre lot on prestigious Newbridge Drive. Rarely does a property in Falconhurst offer such beautiful usable land with expansive green space, creating a bright, open, and versatile outdoor environment. A soaring two-story atrium welcomes you inside, where dramatic ceilings, magnificent Palladian windows, and exquisite architectural details create an atmosphere of refined luxury. The formal sunken living room is centered around one of four wood-burning fireplaces, designed for elegant entertaining and adjacent to a newly renovated powder room and nearby wood-paneled study, complete with its own fireplace and custom craftsmanship that has made this space a cozy haven. At the heart of the residence, the spectacular family room stuns with cathedral ceilings, a floor-to-ceiling stone fireplace, custom built-ins, and seamless access to the expansive outdoor deck. Adjacent, a beautifully newly renovated entertaining bar creates the perfect setting for intimate gatherings or large-scale celebrations. The fully renovated chef’s kitchen is a showpiece of modern luxury, featuring custom Shrock cabinetry, striking quartz countertops, and an exceptional suite of premium appliances including Thermador induction cooking and refrigeration and Viking wall oven, microwave, dishwasher and under-counter refrigeration. A newly redesigned Butler’s pantry enhances both function and style, while the formal dining room impresses with elegant millwork, chair railing, and refined detailing ideal for sophisticated entertainment. Additional main-level highlights include a renovated laundry room with custom cabinetry, a second updated powder room, and an oversized three-car side-entry garage. Outside, the property continues to impress with one of the community’s most coveted features: a rare, spacious and level backyard designed for both relaxation and entertainment. The outdoor retreat includes a charming gazebo, built-in seating, mature landscaping, and sweeping stair access from the deck. Newly replaced Palladian windows (2025) further elevate the home’s beauty and efficiency. Upstairs, four generously sized bedrooms offer beautifully renovated en-suite and Jack-and-Jill marble baths, oversized closets, and exceptional natural light. The lavish owner’s suite serves as a private sanctuary, featuring rich hardwood flooring, dual walk-in closets with custom ClosetMaid organizers, and a spa-inspired marble bath complete with a soaking tub and luxurious finishes throughout. The fully reimagined walkout lower level offers remarkable versatility and comfort. Highlights include a spacious fifth bedroom with en-suite bath and oversized walk-in closet, a beautifully renovated full bath with glass-enclosed shower and marble finishes, and an expansive recreation area anchored by the home’s fourth wood-burning fireplace. Designed for modern living and entertaining, the lower level also features a dedicated exercise room, media room pre-wired for audio and theater installation, multiple bonus rooms with generous storage, and a pre-planned kitchenette/bar area ready for future customization. This is an exceptional opportunity to own a truly distinguished residence where timeless architecture, luxury renovations, and extraordinary living spaces come together in perfect harmony. Welcome home to 9455 Newbridge Drive.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
