Welcome to 9441 GA Highway 169, also known as Mendes Highway, in Glennville, Georgia. This Tattnall County ranch home offers one-level living on approximately 4.65 acres with open lawn space, mature trees, partially wooded surroundings, and room for outdoor use. The home includes 3 bedrooms, 2 full baths, 1 half bath, and approximately 2,354 sq ft of living area per public records/MLS. Built in 1976, the residence features a defined foyer entry, warm wood-paneled living spaces, a large living room with stone masonry fireplace, built-in shelving, and sliding glass doors to the patio, plus a separate family room, separate dining area, and kitchen with island workspace, abundant cabinetry, sink-window view, dishwasher, electric water heater, oven/range combination, refrigerator, and trash compactor. Interior features include primary bedroom on the main level, double vanity, separate shower, soaking tub, walk-in closet areas, additional bedroom closet storage, pulldown attic stairs, laundry in mud room, and a mix of carpet, stone, and vinyl flooring. CubiCasa floor plan images and a CubiCasa home report are included for layout reference; buyer should verify all CubiCasa measurements, room labels, square footage calculations, excluded areas, and layout details. Exterior and aerial views show a broad yard, wooded perimeter, front porch, rear deck, patio, attached covered parking area, driveway access, and a detached outbuilding/storage structure noted at approximately 20x30. The acreage provides flexible space for outdoor seating, gardening, recreation, equipment storage, hobby use, workshop needs, or other buyer-specific plans. Location offers access to GA Highway 169 and routes toward Glennville, Mendes, Reidsville, Statesboro, Ellabell, Savannah, and surrounding Southeast Georgia destinations, with approximate drive-miles of 30 to Plant Hatch, 40 to Georgia Southern University's Allen E. Paulson Stadium, 45 to HMGMA, 60 to Savannah/Hilton Head International Airport, and 70-75 to Historic Grayson Stadium; buyer to verify routes, mileage, drive times, traffic, and destination access. Utilities and systems are noted to include central electric heating and cooling, shared well water source, septic tank, electricity available, cable available, phone available, high-speed internet available, and water available. Buyer to independently verify all details, including utility availability, service providers, system condition, well/septic details, shared well agreement terms, maintenance responsibilities, acreage, square footage, boundaries, zoning, schools, fixtures, appliances, outbuilding condition, permits, taxes, disclosures, and property condition. Full Matterport 3D tour available in Virtual Tour link; VR-headset friendly with VR mode enabled where supported. Price and terms negotiable; seller will review all reasonable offers. Submit your best offer. Showings via ShowingTime or contact listing agent. Listed by Weichert, Realtors - Webb & Associates. Independently owned and operated. Information deemed reliable but not guaranteed; buyer to verify all details. Equal Housing Opportunity.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
