Welcome to 941 Paulsboro Drive — a freshly updated 3-level townhome offering nearly 1,650 sq ft of thoughtfully designed living space in Rockville's sought-after Rockshire community. Featuring 2 spacious bedrooms, 2 full baths, and a convenient half bath, this home checks every box for comfort and functionality. If you are looking for a completely move-in-ready property that perfectly balances a peaceful, natural setting with total everyday convenience, this is the one. The house offers incredible value and absolute peace of mind by eliminating the need for costly, post-closing projects. The main level features a thoughtfully designed kitchen, dining area, and living room laid out across rich hardwood floors, along with a convenient half bathroom. The upper level hosts two very generously sized bedrooms and a fully modernized full bathroom. There is an attic for additional storage. The lower level boasts a fully finished walk-out basement featuring additional living space that can easily be converted into an extra bedroom by simply adding a door, as well as a second full bathroom, dedicated laundry, ample storage, and the home's utility systems. Out back, a lower-level deck opens up from the basement, providing the perfect private vantage point to sit back, relax, and fully immerse yourself in the surrounding nature. The home is packed with extensive mechanical and infrastructure upgrades, including a brand-new HVAC system (2026), a new water heater (2025), a new washer and dryer suite (2026), and a kitchen outfitted with all smart appliances, a new dishwasher (2026), new grease traps, and a new fan (2025). The HVAC is High Efficiency (80%) with 10 years warranty. The entire house shines with energy-efficient LED lighting, new bathroom doors, a fresh coat of paint, and plush new carpeting (2026) on the upper and lower levels. The full bathrooms have been beautifully updated to include a custom walk-in shower (October 2025), all-new toilets (2026), and brand-new vanities in two of the bathrooms. One of the most unique aspects of this property is the premium lot layout, offering a view that is as tranquil as it is permanent. Your private, fenced yard opens directly to the 106.5-acre forest preserve and trails of Woottons Mill Park. Because it backs directly into a protected municipal park, this breathtaking, serene view of lush greenery, mature trees, and winding streams is guaranteed to remain completely unchanged for years to come. You will enjoy absolute privacy with no rear neighbors—just pristine nature and birdsong. For families and outdoor enthusiasts, you are also steps away from the paved paths and playgrounds of Rockmead Park, and just minutes from the scenic trails at the Croydon Creek Nature Center. The home is located within a highly sought-after Montgomery County public school pipeline, providing designated assignments to Fallsmead Elementary, Lakewood Elementary, Robert Frost Middle, and Thomas S. Wootton High School. Please note that because school boundaries can change, buyers should independently verify assignments directly with MCPS. Everyday errands and morning commutes are entirely effortless from this prime location. You can grab a morning coffee at nearby local favorites like Coffee Republic or The Soulfull Cafe. For grocery shopping, Giant Food at Traville Gateway Drive is less than a mile away ( 0.7 mi), while Trader Joe's and Safeway are both within a quick 5-minute drive ( 1.5 mi). Plus, you will enjoy rapid, seamless access to I-270, the Rockville Metro Station, Rockville Town Center, and Pike & Rose. Finding a three-level townhome that combines total mechanical certainty and smart home updates with a gorgeous walk-out deck and direct, private access to a permanent park is incredibly rare, making this property an exceptional find. Schedule your showing today and just unpack your bags!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
