Nestled in the serene Bristol Club community of PGA National, this beautifully renovated two-story home is a gem waiting to be discovered. With its prime location on a peaceful cul-de-sac, the property boasts breathtaking views overlooking the 4th hole of the prestigious Palmer course, creating a perfect backdrop for relaxation and entertainment. This home features three well-appointed bedrooms, two and a half modern bathrooms, and comes complete with a fully fenced yard, ensuring privacy and security with the added benefit of a manned gate. The residence shines with amazing high ceilings that enhance the sense of space and luxury, while the meticulously renovated kitchen is sure to inspire culinary adventures. Spanning 1,725 square feet of comfortable living space, this CBS constructed home merges style, comfort, and tranquility, making it an ideal retreat for those seeking an exquisite lifestyle within a vibrant community. Upon entry, bask in the natural light pouring through the expansive windows, highlighting the impressive 18 foot ceilings. These large windows offer panoramic views of one of PGA National's five golf courses and breathtaking sunset vistas visible from the entryway, living room, dining area, kitchen, and primary bedroom. Step into your chef's kitchen, adorned with granite countertops, stainless steel appliances, and custom glass backsplash. Adjacent to the kitchen island, discover a sitting area and dining space, with access to the backyard featuring a cozy fire pit. The expansive wrap around outdoor space provides ample room for seating, barbecuing, and entertaining guests. Head upstairs to the primary suite, where double doors open to a remodeled en-suite bathroom with beautiful tile, vanities, and fixtures, complemented by a spacious walk-in closet and views of the backyard. Down the hallway, adorned with luxurious plank flooring, find two generously sized guest bedrooms and a beautifully appointed full guest bathroom, each room enhanced by natural light. Your Bristol Club home boasts a newer HVAC system installed in February 2023, as well as a newer washer and dryer in the garage. Equipped with hurricane shutters (accordion style on the upper floor, panel shutters on the first floor and a hurricane-rated garage door). The home underwent a full roof replacement in 2016. 93 Admirals Court features additional upgrades including an updated electrical panel, newer hot water heater, Tesla charging station, and custom built-in storage solutions. These enhancements, executed with meticulous attention to detail, blend functionality with aesthetic appeal, making this home an ideal setting for indoor and outdoor gatherings or simply relaxing while enjoying the golf course views. This property, located in the esteemed PGA National community, offers an array of exceptional amenities. Residents can enjoy world-class Championship Golf Courses, scenic walking trails, and access to a Fitness Center and Tennis and Pickleball Courts. With optional Country Club memberships available but NOT required, residents have the freedom to customize their lifestyle. Set within the prestigious Bristol Club, surrounded by expansive waterways and a Championship Golf Course, this residence provides unmatched privacy along with security with round-the-clock protection. Situated within a convenient 20 minute drive from the airport, with easy access to the turnpike, this home offers seamless travel opportunities. Within a mile radius, you'll find abundant entertainment and dining options, as well as a selection of highly regarded A rated schools. Don't miss out on the opportunity to make this exquisite property yours. Schedule your showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
