Welcome to Florida living at its finest! This beautifully updated POOL HOME at 9229 Water Hazard Dr in the heart of Hudson offers the perfect blend of comfort, style, and low-maintenance living. Set in a peaceful community with a LOW HOA of just $220 per year and NO CDD, this property delivers incredible value without sacrificing amenities or convenience. From the moment you arrive, you'll notice the pride of ownership and thoughtful updates throughout. Step inside to an inviting, open layout enhanced by new flooring, fresh interior paint, and modern lighting that brightens every room. The home feels fresh, airy, and move-in ready—exactly what today’s buyers want. The updated kitchen is the true centerpiece of the home, offering contemporary finishes, newer cabinetry, updated countertops, and a functional layout perfect for cooking, entertaining, or simply enjoying breakfast by the pool. It flows seamlessly into the dining and living areas, creating an easy, comfortable space for everyday living. Sliding doors lead you to your own private Florida oasis—the screen-enclosed pool area, perfect for year-round enjoyment. Whether you're hosting a BBQ, relaxing with a morning coffee, or taking an evening swim, this backyard is built for making memories. The outdoor space also provides plenty of room for lounging, gardening, or personalizing the area to your lifestyle. Additional home highlights include: • Updated lighting fixtures throughout • Fresh, neutral paint for a clean and modern look • Newer flooring for a cohesive, stylish feel • Well-maintained mechanicals and systems • A layout that maximizes natural light and functionality Located in a serene neighborhood in beautiful Florida, you’re close to shopping, dining, medical facilities, golf, beaches, and everyday necessities—all while enjoying a quiet residential setting. This home offers the ideal balance of privacy, affordability, and convenience. If you're searching for a move-in-ready pool home with tasteful updates, a modern feel, and impressively low carrying costs, 9229 Water Hazard Dr checks every box. Don't miss your chance to own a piece of Florida paradise—this one is truly a standout!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
