Welcome to paradise, where Florida living reaches a whole new level! From the second you walk through the French doors, it’s clear this home was designed to impress. With nearly 3,000 square feet of space, this gorgeous layout flows effortlessly from room to room, offering the perfect blend of openness and comfort. High cathedral ceilings elevate the vibe, and natural light floods the living areas, creating an atmosphere that feels fresh, bright, and endlessly inviting. The heart of the home is the kitchen, and this one is a showstopper. Featuring a large central island, breakfast bar, porcelain tile flooring, and tons of counter space, it’s a dream for home chefs and entertainers alike. BRAND-NEW STAINLESS-STEEL APPLIANCES and just like QUARTZ COUNTERTOPS are just some of the upgrades this home has to offer. It connects seamlessly to both the family and dining areas, so you’ll never miss a moment—whether you're flipping Sunday morning pancakes or hosting a dinner party that goes way past dessert. The primary suite is your personal escape. Spacious and serene, it offers a peaceful retreat from the world, complete with soft carpet underfoot, a huge walk-in closet for all your wardrobe goals, and an en suite bathroom that’s more spa than standard. Think dual sinks, a garden tub for soaking away the day, and details that make everyday living feel like a vacation. Two additional bedrooms provide flexibility for guests or family. There's also a BONUS FLEX ROOM that can be used as a game room/office/formal dining room. Each bedroom is cozy, well-lit, and complete with built-in closets. And now for the WOW FACTOR: THE POOL AREA! A private screened-in pool with a BRAND-NEW VINYL FENCE which completely fences in the backyard and has 2 gates for your convenience. This gorgeous pool is solar-heated, self-cleaning, finished with tile, and surrounded by a spacious patio with a custom-made bar, that’s made for lazy afternoons and lively weekend gatherings. There’s even an outdoor shower and direct bath access to keep the party outside. With the yard wrapped in vinyl fencing and mature landscaping, the backyard offers total privacy and a lush garden view that feels like your own tropical hideaway. The oversized two-car garage is another win, offering plenty of space for storage, tools, or toys. Bring along your golf cart to make everyday life easier in this golf cart friendly neighborhood! With thoughtful touches like BRAND NEW LAMINATE FLOORS, TINTED WINDOWS, and A SOLAR HEATED POOL, you'll feel like you're living the dream! This isn’t just a house. It’s where life happens. Where poolside coffee turns into afternoon swims. Where great dinners turn into unforgettable nights. And where every corner has been designed for the way you really live. This is more than a move. It’s your upgrade. Welcome home.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
