Welcome home to 9157 Shadyside Lane in the award-winning community of Connerton. This home features 2,947 sq. ft. of perfectly appointed living space, including a formal dining/flex space, 4 bedrooms, 2.5 bathrooms, and a bonus room. From the moment you arrive, this home exudes sophistication, comfort, and style. You’ll immediately notice the upgraded landscaping and welcoming front porch, perfect for gathering with friends and neighbors. Perfectly positioned on a stunning pond homesite, this exceptional residence offers breathtaking water views and thoughtfully designed living spaces throughout. Step through the front door into an impressive foyer featuring 9’4” ceilings with crown molding, a freshly painted interior, custom light fixtures, and luxury vinyl plank flooring throughout the main floor. To the right, a versatile formal dining room provides the perfect setting for entertaining guests or creating a refined home office. Beautifully enhanced with a decorative accent wall, floor-to-ceiling curtains, and a chandelier, this space makes a lasting impression. Just off the kitchen, the butler’s pantry creates an ideal coffee station and connects seamlessly to the expansive custom-organized walk-in pantry, offering abundant storage and convenience. The open-concept living area is truly the heart of the home, designed for both everyday living and effortless entertaining. The gourmet kitchen overlooks the spacious grand room and casual dining area, all framed by picturesque pond views through oversized windows and sliding glass doors. Featuring stainless steel appliances, granite countertops, abundant cabinetry, extensive prep space, a designer backsplash, and an oversized island accented with tile for easy maintenance, this kitchen is as functional as it is beautiful. Privately tucked behind the grand room, you’ll find a convenient drop zone and stylish half bath with direct access to the backyard, ready for your dream outdoor oasis. Upstairs, a spacious bonus room offers the perfect retreat for movie nights, gaming, or relaxing with family and friends. Adjacent to the loft is the expansive owner’s suite, a true sanctuary featuring a decorative accent wall, ceiling fan, and floor-to-ceiling drapes. The spa-inspired en-suite bath boasts a soaking tub, oversized walk-in shower, dual granite vanities, and a large custom-designed walk-in closet. The upstairs laundry room is thoughtfully equipped with a washer, dryer, and additional storage cabinetry for everyday convenience. Surrounding the bonus room are three generously sized secondary bedrooms and a beautifully appointed full bath featuring granite countertops, dual sinks, and a private water closet and shower area, perfectly designed to accommodate multiple users with ease. This extraordinary home combines luxury, functionality, and serene pond-front living in one of the area’s most sought-after communities. Residents enjoy scenic walking trails, parks, playgrounds, a community gym, lap pool, splash park, tennis courts, and dog parks. A second clubhouse is currently underway and expected to open Summer 2026, featuring an additional fitness center, six pickleball courts, a pump track, and another resort-style pool—enhancing the exceptional lifestyle this community already provides. This is more than a home, it’s a lifestyle designed for comfort, connection, and everyday luxury.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
