Move-in Ready, Like New 2020 Townhome in Desirable "Murano at Westside" Community! This handsome two-story, 3-bedroom, 2.5-bath townhome built in 2020 presents excellent curb appeal with a private single-car garage, double driveway, attractive landscaping, and a welcoming covered entryway. The overall style blends modern Florida living with timeless Mediterranean touches — light, bright, and low-maintenance. Inside, you’ll find 1,530 sq ft of bright, open-concept living with sleek finishes and smart home features. Beautiful 18x18 tile flooring flows throughout the downstairs, complemented by brand new carpet upstairs. The foyer with coat closet opens to a chef-friendly kitchen featuring recent appliances (side-by-side refrigerator, range, range hood, dishwasher, and disposal), a pantry closet, and a generous breakfast bar/service island. The kitchen seamlessly connects to the combined dining and family room, with a convenient powder room half bath nearby. From the family room, a panoramic sliding glass door opens to a spacious covered lanai overlooking a fully fenced backyard with vinyl privacy fencing — the perfect setting for BBQs, playtime, relaxing, and entertaining. Upstairs, a spacious loft-style landing (ideal for a credenza or workspace) leads to linen and laundry closets, including a recent Insignia washer and dryer. The primary bedroom is bright and spacious with a large walk-in closet, while the primary bath boasts a spacious walk-in shower enclosure with modern styling and double vanity sinks. Bedrooms two and three enjoy south-facing windows and share a stylish tub/shower combo in the common bath. Located in the charming "Murano at Westside" community, enjoy low HOA fees, a resort-style pool, cabana, playground, and scenic walking trail — all just minutes from Walt Disney World, shopping, dining, and major highways. Move-in ready and priced to impress — this gem delivers carefree Florida living at its finest. Schedule your private showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
