Opportunities to own in Golf View Colony within the highly desirable Tilghman Estates section of North Myrtle Beach are few and far between. This single-level townhome at 901 Colony Drive offers 1,454 heated square feet, 3 bedrooms, 2 bathrooms, and the advantages of true townhome ownership where you own the land and have 2 dedicated parking spaces. Located east of Highway 17, the property provides easy access to the beach by walking, biking, golf cart, or a short drive, making everyday coastal living both practical and enjoyable. Inside, the eat-in kitchen features a breakfast nook, abundant cabinet storage, generous counter space, a pantry, additional closet storage, tile flooring, and a ceiling fan. The adjacent dining and living areas flow seamlessly together, creating an inviting gathering space. The family room is highlighted by a tray ceiling with four recessed lights, a ceiling fan, a convenient wet bar, and French doors that open to the rear porch. The Carolina room has tons of windows offering an abundance of natural light, creating a bright and versatile space perfect for relaxing, reading, or enjoying morning coffee. A ceiling fan and direct access to the back porch further enhance its functionality. The primary bedroom suite features a ceiling fan, two closets, and direct access to the Carolina room, providing a comfortable retreat with additional flexibility. Two nicely-sized guest bedrooms each include ceiling fans. The hall guest bathroom offers a tub/shower combination and an updated faucet. The laundry closet accommodates a side-by-side washer and dryer and includes shelving above for convenient storage. Additional features include a HVAC system installed in 2023, professionally cleaned carpeting throughout the bedrooms, family room, dining room, and Carolina room in May 2026, tile flooring in the kitchen and bathrooms, and attic access near the primary bedroom with floored storage space. Outside, two detached storage units provide excellent space for beach gear, tools, and seasonal items. Residents enjoy a low HOA that covers lawn/grass cutting service, road maintenance, common area maintenance, and street lighting expenses. Owners are permitted to have pets and golf carts, adding to the ease and enjoyment of life in this established community. Living in Tilghman Estates means being close to the beach, golf courses, dance clubs, shopping, dining, parks, and everything that makes North Myrtle Beach one of the Grand Strand's most sought-after coastal destinations. Schedule your private showing today and discover why townhomes in Golf View Colony rarely come on the market.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
