Stunning, move-in ready condo located in the highly sought-after gated community of Villa Medici, where comfort, convenience, & resort-style living come together seamlessly. This beautifully upgraded home features elegant wood-look tile flooring throughout the entire home, offering modern style with easy to clean living. The kitchen stands out with granite counters & stainless steel appl, ideal for both everyday cooking & effortless entertaining. The open-concept layout creates a bright & inviting atmosphere with a seamless flow between the living, dining, & kitchen areas, perfect for relaxing or hosting guests. The floorplan boasts 2 huge walkin closets for plenty of storage. Enjoy resort-style amenities: sparkling community pool & Grill, designed for soaking up the Florida sunshine & embracing the ultimate in relaxation. Dog run so fido gets their exercise & a fitness center for you. Plus pool & foozball tables for socializing . Perfect for first-time buyers, downsizers, or investors This stunning condo checks every single box. Read on to learn what makes this is such a special opportunity!"**Perfect for downsizing, 1st time buyer or investor. ## **THE COMMUNITY EXPERIENCE (The LIfestyle You Want)** **"Imagine coming home every day to a luxury gated community that feels more like a five-star resort than a typical condo complex. This isn't just a place to live--it's a lifestyle upgrade!** Here's what makes this community truly exceptional: ( **Privately gated entrance** with full-time onsite management for your peace of mind and security ( **Resort-style swimming pool** with a summer kitchen--perfect for pool parties or just relaxing on a Sunday afternoon ( **Newly remodeled clubhouse** designed by award-winning interior designer Judith Sisler-Johnston. We're talking pool tables, THREE televisions, a full kitchen, and gorgeous seating areas! ( **Private fitness center**--no need for that expensive gym membership anymore! ( **Game room** with foosball and ping pong tables for endless entertainment ( **Clubhouse Area with multiple seating arrangements*--ideal if you work from home ( **Dog park**--because your furry friends deserve resort living too! ( **Beautiful lakes and fountain** surrounded by nature preserves ( **Outdoor grilling stations** for those perfect Florida evenings **It's like living on permanent vacation, right here at home!**" ## **ABOUT THE UNIT ITSELF (Move-In Ready)** **"Now, let me tell you about THIS specific unit--and trust me, the details matter!** = **This is a desirable 3rd floor CORNER unit**, which means: - More natural light - Enhanced privacy - Better views - Less noise from neighbors **Step inside and you'll immediately notice:** < **NO carpet!** Beautiful tile plank flooring throughout the entire unit--low maintenance, easy to clean, and perfect for Florida living. No worrying about stains or wear and tear! < **Open-concept layout** with a well-functioning kitchen featuring stainless steel appliances that seamlessly connects the living, dining, and kitchen areas--perfect for entertaining or keeping an eye on everybody and staying in the conversation while you cook < **Private screened-in balcony**--imagine sipping your morning coffee as the sun rises or enjoying evening wine while you unwind from the day. It's your personal outdoor oasis! < **Both bedrooms feature spacious walk-in closets**--storage is never an issue here! < **Move-in ready condition**--no repairs, no renovations, no headaches. Just bring your furniture and start living! **This condo offers the perfect blend of thoughtful design, modern upgrades, and sophisticated comfort.**" ## **LOCATION, LOCATION, LOCATION! (Total Convenience)** **"And here's where it gets even better--the location is absolutely unbeatable!** =Í **Less than 4 miles from St. Johns Town Center**--that's 175+ stores and restaurants at your fingertips! Target, Whole Foods, incredible dining, entertainment--everything you need! =Í **Just 13 miles to Jacksonville's beautiful Atlantic Ocean beaches**--weekend beach trips in just 20 minutes! =Í **Minutes from Mayo Clinic and other major medical hubs**--peace of mind for healthcare access =Í **Close to UNF (University of North Florida)**--great for students or if you have college-aged kids =Í **Near Tinseltown and top-rated entertainment venues** =Í **Easy access to major highways**--your commute just got easier! **The Deerwood area is one of Jacksonville's most sought-after locations, offering the perfect central spot to access everything this amazing city has to offer.**" ## For Investors who want to make a smart decision** **"Now, if you're an investor, let me tell you why this property is a smart financial move:** =° **Resort-style amenities** make this property incredibly attractive to renters--high demand, low vacancy! =° **Low-maintenance lifestyle** means fewer repair calls and headaches for you =° **Prime location** near major employers like Mayo Clinic means steady rental demand =° **Move-in ready condition**--start generating rental income immediately =° **Strong rental market** in the Jacksonville area with consistent growth **This property practically manages itself and keeps tenants happy!**" **"Listen, properties like this--with resort-style amenities, a corner unit location, modern upgrades, AND this incredible price point--they don't last long in today's market. First-time buyers love the lifestyle and low maintenance. Investors love the rental potential and strong returns.** **Whether you're looking for:** - Your first home and want to feel like you're living at a resort - A low-maintenance lifestyle without sacrificing luxury - A smart investment property with strong rental potential - A combination of all three! **This condo truly checks ALL the boxes!** **You need to experience this incredible community in person. Photos don't do it justice--you need to see this lifestyle firsthand!** **"Your vacation lifestyle is waiting--let's make this home YOURS!"**
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2026 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
