Welcome to 8491 Canyon Crossing, where timeless design, exceptional space, and resort-style outdoor living come together in the heart of highly sought-after Lantana. Offering 5 bedrooms, 4.5 bathrooms, and a thoughtfully designed floor plan, this home perfectly balances luxury, comfort, and functionality. Rich hardwood flooring, soaring ceilings, elegant architectural details, and abundant natural light create an inviting atmosphere throughout. The beautifully updated kitchen serves as the heart of the home, featuring an oversized island, stainless steel appliances, farmhouse sink, ample cabinetry, and designer finishes—perfect for everyday living and entertaining alike. The spacious primary suite provides a private retreat with a spa-inspired bath and generous walk-in closet, while additional bedrooms offer flexibility for family, guests, or home office space. Multiple living areas include a large game room and dedicated media room, ensuring plenty of room for gathering, relaxing, and making memories. Step outside to your own backyard oasis. The resort-style pool, resurfaced in 2025, is surrounded by generous patio and outdoor living spaces designed for year-round enjoyment. Whether hosting summer pool parties or enjoying a quiet Texas evening, this outdoor retreat is sure to impress. Located within the award-winning Lantana master-planned community, residents enjoy access to community pools, fitness centers, tennis courts, walking trails, parks, playgrounds, golf, and year-round events. Conveniently located near shopping, dining, and major commuter routes, this exceptional home offers the lifestyle today's buyers have been waiting for. Meticulously maintained and move-in ready, every detail has been thoughtfully curated to create a home that is both welcoming and impressive from the moment you arrive.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
