Discover this impeccably kept single-story residence nestled in the heart of Fort Worth’s highly regarded Bentley Village community. Designed with function and comfort in mind, this home offers a thoughtfully laid-out open floorplan that flows beautifully for both everyday living and entertaining. The kitchen is a standout, showcasing clean white cabinetry, rich granite countertops, stainless steel appliances, and a seamless connection to the main living areas. Stylish wood-look flooring adds warmth and durability throughout key spaces. Step into the spacious backyard, where a well-maintained retreat awaits—ideal for hosting, relaxing, or enjoying outdoor activities. The Solar Panels are completely paid off, providing monthly utility savings and peace of mind. The oversized driveway provides plenty of room for additional vehicles, boat or RV storage, or even a basketball hoop setup. Enjoy the prime location with fast access to I-30, Hwy 360, and Loop 820, putting all of DFW within easy reach. Outdoor enthusiasts will appreciate proximity to River Legacy Park’s trails and nature preserves, Lake Arlington’s boating and fishing options, and nearby golf courses like Waterchase and Tierra Verde. A short drive brings you to Arlington’s top attractions, including The Parks Mall, AT&T Stadium, Globe Life Field, Texas Live!, and Six Flags Over Texas. This home delivers a rare combination of move-in-ready charm, thoughtful updates, and unbeatable access to entertainment and recreation.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
