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801 Armistead St, Winchester, VA 22601
5 beds · 5 baths · 5,695 sqft
Step into refined elegance and exceptional quality in this beautifully upgraded residence, located in one of Winchester’s most desirable and walkable neighborhoods. This stately home offers the perfect blend of timeless architecture, sophisticated updates, and a lifestyle of convenience—just minutes from charming downtown shops, acclaimed restaurants, picturesque parks, and Winchester Medical Center. Since 2021, the current owners have meticulously enhanced nearly every inch of this home, ensuring a truly turnkey experience for the next fortunate owner. At the heart of the home lies a chef’s dream kitchen, fully redesigned with high-end stainless steel appliances, custom cabinetry, quartz countertops, a spacious center island, and designer lighting—making it the perfect space for everything from casual family breakfasts to elegant dinner parties. Rich hardwood floors flow seamlessly throughout the main living areas, enhancing the home’s warm and welcoming character. The formal living and dining rooms provide classic, sunlit spaces ideal for hosting holiday gatherings and special celebrations, while the open-concept kitchen and family room create a central hub for daily living and relaxed entertaining. And with a full office just off the family room, offers ease of daily living. Retreat to the spa-inspired primary suite, featuring a completely remodeled en-suite bathroom that rivals luxury resorts—complete with a soaking tub, frameless glass shower, dual vanities, and stylish tilework. Additional bedrooms offer generous space and ample storage. Additional upgrades include fresh interior paint in a soothing designer palette, a new roof, updated fixtures, and careful attention to every detail throughout. The exterior boasts classic curb appeal with mature landscaping and a welcoming front entry, while the backyard offers privacy and space to relax or entertain.The inviting screen porch and the lower level patio round out this homes excellent outdoor space you would not expect in a city location. Inside, enjoy a serene, whisper-quiet atmosphere that defies expectations for an in-town location. Whether you're enjoying a quiet evening at home, entertaining guests in style, or taking a leisurely stroll through the tree-lined neighborhood, this home meets every moment with grace and functionality. Properties of this caliber—combining location, quality, and character—rarely come to market. Schedule your private tour today and prepare to fall in love. HUGE Bonus: Lock in a Low Rate! VA Assumable Loan Available @ a very Low Interest Rate! Call for details.
Source: BRIGHT #VAWI2007664
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAWI2007664
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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