Welcome to 8002 Log Cabin Ct, where you’re first greeted by a massive, welcoming front porch that instantly feels like home. Picture slow mornings with a cup of coffee, evenings unwinding after a long day, or greeting the kids as they hop off the bus just steps away. Tucked away on a quiet cul-de-sac, this home offers the kind of setting buyers are always looking for. Limited through traffic, added privacy, and a safer, more relaxed environment make cul-de-sac living ideal for everything from riding bikes to neighborhood gatherings. Step inside to a bright and sunny entryway with plenty of closet space to keep things organized. If you prefer, enter through the side and park your SUV in the spacious garage, which still leaves plenty of room for additional storage. The main level offers a layout that truly works. You’ll find a large laundry room, multiple sitting areas, and an open, updated kitchen that flows seamlessly into the dining space, perfect for hosting holiday gatherings or casual nights in. Head outside to a massive back deck, ideal for grilling and entertaining this summer. The backyard is expansive with lush green grass, giving you plenty of space to toss a ball with the dog, host get-togethers, or simply enjoy the outdoors. Upstairs, you’ll love the layout with all bedrooms thoughtfully positioned. There’s plenty of space to spread out, with three well-sized bedrooms, a full hall bath, and an additional spacious primary suite featuring a massive walk-in closet and a spa-like en suite bath. The lower level adds even more versatility to the home. Whether you’re hosting fall football watch parties, creating a private guest retreat, or setting up additional living space, this level has you covered. It also includes a newer full bathroom and plenty of storage, perfect for seasonal décor and more. Location-wise, this home checks all the boxes. Nestled in the highly desirable Saratoga community, you'll enjoy the perfect balance of peaceful suburban living and exceptional convenience. Commuters will appreciate quick access to Fairfax County Parkway, I-95, I-395, I-495, Metrobus routes, the Franconia-Springfield Metro, and VRE. Major employment centers including the Pentagon, Fort Belvoir, Joint Base Myer-Henderson Hall, NGA, and numerous government agencies are all within easy reach. Beyond the commute, you'll love being just minutes from Springfield Town Center, Kingstowne, Whole Foods, Trader Joe's, restaurants, coffee shops, and everyday conveniences. Outdoor enthusiasts will appreciate nearby Lake Mercer, Burke Lake Park, South Run Rec Center, and miles of walking, biking, and nature trails. Residents also enjoy access to community pool memberships, neighborhood parks, and the mature tree-lined streets that make Saratoga one of Springfield's most established and sought-after communities. This home offers the perfect combination of space, layout, location, and lifestyle — and is ready for its next chapter.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
