Welcome to 7526 SW 65th Place Road in Ocala, Florida—where you’re not just buying a home, you’re stepping into one of the most talked-about communities in the area. Inside, this home offers the kind of layout buyers are actively searching for—functional, open, and designed for real life. The main living areas flow naturally, making everyday living easy while still giving you the space to host, gather, or spread out when needed. The kitchen sits at the center of it all, connecting seamlessly to dining and living spaces. The primary suite offers a private retreat, while additional bedrooms provide flexibility for guests, work-from-home space, or whatever life throws your way next. But let’s be honest… the real win here is Calesa Township. This is a master-planned, lifestyle-driven community designed for how people actually want to live today. You’re surrounded by miles of walking and biking trails, fitness paths, and adventure trails that connect the entire neighborhood—making it easy to stay active without ever leaving your community Residents enjoy resort-style pools, playgrounds, sports courts, parks, and open green space, all built to create a true neighborhood feel You also have access to the FAST (Florida Aquatics Swimming & Training) facility, a premier training and competition center right next door—something you simply don’t find in most communities And it doesn’t stop there… Calesa continues to grow with exciting additions like: The Nest – planned to include an amphitheater, beer garden, coffee shop, dog park, and food truck area The Oasis – a future community hub with a restaurant, family pool, adult pool, and gathering spaces Add in the on-site K–8 charter school, golf-cart-friendly living, and a community designed around connection and activity—and you start to understand why so many buyers are choosing Calesa Located in Southwest Ocala, you’re just minutes from shopping, dining, medical, and major roadways—while still feeling tucked into something special. If you’ve been waiting for the right combination of home, community, and value… this one checks all three.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
