Beautifully renovated kitchen and bathrooms, classic Spanish details, and a gorgeous retreat of a backyard - this home has it all. This reimagined 1930 Spanish Revival bungalow delivers the kind of elevated design usually reserved for your saved Instagram posts and chic boutique hotel stays - only now, it's actually within reach. From the moment you step through the arched porch entry, the home unfolds with warmth, character, and effortless style. Original details like the stunning fireplace tile and graceful living room arches blend seamlessly with thoughtful designer updates throughout. Every finish feels intentional: rich textures, curated materials, and magazine-worthy bathrooms that balance beauty with everyday comfort. The layout is as functional as it is beautiful, with ample storage throughout, a separate laundry/mud room that keeps daily life organized, and the bedrooms tucked away down the hall for privacy. The kitchen is a true centerpiece, featuring striking porcelain Calacatta Viola countertops that bring dramatic beauty and durability together in perfect balance. A pro-style 36" range is ready for ambitious dinners and slow weekend mornings alike, while generous cabinetry offers the kind of storage every home cook dreams about. And you can finally host Thanksgiving at your place, the dining room is generously sized so that you you can expand your guest list for all of your favorite people. The spacious primary suite offers a calming retreat, complete with two large walk-in closets and a spa-like en-suite bath (with a deep soaking tub designed for unwinding at the end of the day). Chic Cle tile, raw brass faucets and absolutely stunning Calacatta Viola countertops complete the vision. Out back, the lushly landscaped yard feels worlds away from the city - a private escape reminiscent of a chic resort in Cabo. Designed for both entertaining and quiet evenings at home, the outdoor space invites long dinners under the stars, slow mornings with coffee, and weekends spent surrounded by greenery. The perfect bonus: a lush lemon tree, ready for the perfect lemonade or salad dressing. This chic home isn't just a pretty face - upgrades abound: newer windows and doors, plumbing and electrical upgrades, fully fenced backyard, 2 car garage with newer door, motorized driveway gate, central HVAC, newer roof, and more. Practical details have not been overlooked: ample storage throughout, a dedicated laundry/mud room, and large deep closets - making organization feel effortless. Beyond the home itself, Manchester Square is beloved for its rare sense of community and neighborhood pride. Neighbors gather for the annual Halloween Carnival along Harvard Blvd, where the streets fill with costumes, music, laughter, and a kind of old Los Angeles charm that's increasingly hard to find. It's the kind of neighborhood where people know each other, show up for one another, and create traditions together. Western Avenue is currently undergoing a $37M revitalization, bringing exciting improvements and long-term value to the neighborhood. Close by, enjoy SoFi Stadium, Intuit Dome, Kia Forum, Cinepolis Luxury Cinemas, the Hollywood Park Farmers Market, and Three Weavers Brewing Company. Just blocks over, enjoy the Sister Dreamer Sculpture Park, an architectural monument honoring the rich history of this part of Los Angeles. Minutes away, have fun at Harvard Recreation Center (pool, splash pad, tennis), Darby Park (skatepark, pickleball, kids gardening workshops), and the Inglewood Pump Track. 15 minutes away, enjoy the Natural History Museum, California Science Center and 400 acre Kenneth Hahn State Park (picnics, 5 miles of trails, ducks, fishing ponds). A rare blend of Spanish soul, elevated design, and genuine neighborhood connection, this is a home that feels special the moment you walk through the door - blending timeless character with elevated designer finishes in a way that feels both refined and deeply livable. $20,000 grant eligible.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
