Welcome to Hidden Acres, an exceptional private estate where luxury living, country charm, and endless possibilities come together on more than 13 picturesque acres. As you travel down the long, beautifully manicured driveway, you are welcomed by a stunning stone-front home surrounded by mature trees, lush landscaping, and peaceful views. The expansive covered front porch sets the tone for the relaxed lifestyle this property offers—the perfect place to enjoy your morning coffee and take in the tranquility of your surroundings. Step inside to a gracious foyer where gorgeous hardwood floors flow throughout the main level. The formal living and dining rooms provide elegant spaces for entertaining, while the gourmet kitchen serves as the centerpiece of the home with brand-new stainless steel appliances, commercial-grade refrigerator, center island, abundant cabinetry, and a bright breakfast area overlooking the inviting family room. A private office tucked just off the kitchen offers the ideal space for working from home, a study, or a flexible bonus area. The second floor features all-new luxury vinyl plank flooring throughout and an impressive primary suite designed for comfort and relaxation. Enjoy a spacious sitting area, oversized walk-in closet, and spa-like en-suite bath complete with a jetted soaking tub, walk-in shower, and large vanity. Three additional bedrooms, a beautifully updated hall bath with new tile, and convenient second-floor laundry complete the upper level. The fully finished walk-out lower level provides incredible additional living space with a bonus room, recreation room, game room featuring a fully equipped bar and pool table, dedicated home theater, in-home gym, and full bath with walk-in shower. The lower level seamlessly extends to the outdoor living spaces, where you will find an outdoor fireplace, massive rear deck, multiple seating areas, and a resort-style in-ground saltwater pool with elegant fountains. The pool house includes a full bath, while the cabana features a built-in outdoor kitchen, creating the ultimate setting for entertaining, relaxing, and enjoying the outdoors. Beyond the exceptional home, the grounds offer a rare opportunity for equestrian living, hobby farming, or simply enjoying the freedom of additional space. The property features a 40' x 60' pole barn, a 40' x 60' horse barn with eight 12’ x 12’ matted stalls, three fenced paddocks with run-in sheds, water, and updated solar fencing, a fenced obstacle course arena and a 70’ round pen. A charming two-bedroom guesthouse provides additional accommodations for guests or extended family stays. Hidden Acres offers a truly unique opportunity to experience the best of both worlds—luxury amenities and modern comforts paired with the peace, privacy, and versatility of country living. Schedule your private tour today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
