Spacious End-Row Townhome in Poppleton | Seller will be adding all new appliances before closing! Welcome to 725 W Cherry Blossom Way, a spacious end-of-row brick townhouse offering 4 bedrooms, 3 full bathrooms, and flexible multi-level living in Baltimore’s Poppleton neighborhood. With a finished lower level, generous bedroom layout, and a fully fenced rear yard, this home offers the space and versatility today’s buyers want—whether for everyday living, working from home, hosting guests, or creating additional recreation space. Step inside to find a bright, functional layout with room to spread out across three levels. The main living areas offer an easy flow for relaxing, dining, and gathering, while the kitchen provides ample cabinet and counter space for daily meals, meal prep, and entertaining. The home’s 4-bedroom, 3-full-bath design creates flexibility for a variety of needs. Use the additional rooms as sleeping space, guest space, a home office, study, fitness area, or creative studio. The finished lower level adds even more usable space, giving you options for a second living area, media room, work-from-home setup, or private retreat. As an end-of-row home, this property offers the added appeal of extra privacy and a more open feel compared to many interior rowhomes. The brick exterior brings timeless Baltimore character, while the fenced rear yard provides outdoor space for pets, gardening, grilling, or simply enjoying a quiet moment outside. Located in Poppleton, this home puts you close to downtown Baltimore, major medical and university employers, entertainment, transit, stadiums, dining, and cultural destinations. Enjoy convenient access to the University of Maryland Medical Center (about 0.6 mi), B&O Railroad Museum (about 0.4 mi), Lexington Market (about 0.8 mi), Hippodrome Theatre (about 0.9 mi), Oriole Park at Camden Yards (about 1.2 mi), M&T Bank Stadium (about 1.5 mi), the Inner Harbor (about 1.8 mi), and the National Aquarium (about 2.0 mi). Schedule your private tour today and see the space, flexibility, and city convenience this Poppleton townhome has to offer.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
