This exceptional gated equestrian estate truly has it all — perfectly blending country charm, privacy, and a prime central location positioned between WEC and Gainesville. Easy drive down Hwy 27 to HITS and WEC. Set well back from the road and surrounded by lush open pastures shaded by majestic oaks. Thoughtfully designed home and property to capture sweeping views of the entire farm, the home offers a seamless connection to the surrounding landscape. Relax on the expansive wraparound porch and enjoy peaceful mornings and stunning sunsets while watching horses graze across the lush, green pastures. Beautiful 3-bedroom, 2.5-bath custom log home showcasing timeless craftsmanship and rustic elegance. The inviting wraparound porch welcomes you into a spacious interior featuring soaring ceilings, stunning live-edge wood trim, and a blend of rich wood and tile flooring throughout. The well designed chef’s kitchen offers granite countertops, stainless steel appliances, and a gas range, making it ideal for both everyday living and entertaining. A large 4-bay 12’ high and 2 are tandem depth carport provides ample space for trucks, vehicles, equipment, and recreational toys. Another thoughtful feature is the separate fenced and gated yard, providing a safe and secure space for family pets to play and roam while remaining apart from the farm’s larger animals and operations. Outstanding equine amenities include a matted 12-stall center aisle barn with foaling stall option complete with full bath, laundry, and climate-controlled tack room, plus a matted 4-stall shed row barn with an expansive storage room. Training facilities are second to none, featuring an irrigated all-weather GGT arena approximately 150’ x 250’, an additional irrigated sand arena approximately 150’ x 200’, and a 60’ round pen. Ride off the property on the trails located at back of property. The farm is exceptionally well-equipped with 8 paddocks (4 with 5’ fencing), 5 spacious pastures with no-climb fencing and top board, 2 large run-in sheds, and an oversized run-in that could easily convert to 6 additional stalls if desired. Additional amenities include 4 wash stalls with hot and cold water, dual RV hookups (30 amp and 50 amp) with septic, 2 wells, a manual hand pump and 2 septic systems. As an added bonus, the barn is outfitted with $50,000 in solar panels, offering valuable energy efficiency and long-term savings for the entire property. 40’ steel container rodent proof for hay and grain storage. Rarely does a farm offering this level of infrastructure, functionality, and versatility come to market at such an affordable price. Williston is thriving small town that blends rural charm with everyday convenience. Residents enjoy easy access to feed and hay suppliers, tractor supply, Sparr building & farm supply, local coffee shops, restaurants. It’s the perfect place to enjoy an equestrian and agricultural lifestyle without sacrificing modern amenities.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
