Experience elevated luxury living in this exceptional golf course estate overlooking the pristine green of Hole 10 at the top-rated golf course in the state, Juliette Falls. Built in 2009 and offering an impressive 3,323 square feet of refined living space, this beautifully designed residence combines timeless elegance, thoughtful craftsmanship, and resort-style amenities. This stunning home features 3 spacious bedrooms and 3.5 bathrooms, with each bedroom offering its own private ensuite—creating the perfect blend of comfort, privacy, and sophistication for both homeowners and guests. Designed for both everyday comfort and upscale entertaining, the home also includes a private office with beautiful built-in shelving—perfect for working from home or creating a quiet study space. A dedicated dining room offers an elegant setting for formal gatherings and can easily double as a stylish billiard or game room, adding versatility to the home’s thoughtful layout. At the heart of the home is a gourmet chef’s kitchen designed to impress, showcasing premium Viking appliances, an oversized statement island with abundant seating, and expansive prep and gathering space—ideal for entertaining and everyday luxury living. The open-concept design is complemented by ceramic tile throughout the main living areas, while plush carpeting adds warmth and comfort within the bedrooms. Step outside to your private resort-style oasis. The expansive screened lanai features a sparkling pool and spa with an elegant water feature, creating a tranquil retreat with breathtaking golf course views. A fully equipped outdoor kitchen transforms the space into the ultimate setting for alfresco dining, sunset cocktails, and unforgettable gatherings. Additional highlights include a tile roof, split three-car garage - perfect for 2 cars & your golf cart, a GENERAC generator plumbed into the home, full irrigation system surrounding the home, 2 new AC units in the last 5 years, built-in audio systems in the living area, primary bedroom and lanai area, all located on a prime homesite offering sweeping golf course vistas within one of the region’s most desirable communities! Whether you're seeking a luxurious full-time residence or a sophisticated retreat, this remarkable Juliette Falls luxury home delivers an unparalleled blend of elegance, lifestyle, and location.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
