Welcome to 6716 River Road-a place where life slows down. Tucked away among towering mature trees and lush greenery in the desirable E. Len Weston community, this charming rambler offers the rare opportunity to enjoy peaceful country living without sacrificing the convenience of Northern Virginia. With no HOA, you'll enjoy the freedom, privacy, and tranquility that's becoming increasingly difficult to find. Imagine beginning each morning with coffee on the covered front porch as birds sing overhead, then ending your evenings on the expansive deck overlooking a lush, tree-filled backyard. Whether you're hosting summer cookouts, tending a garden, gathering around the fire pit, or simply unwinding beneath the shade of the mature trees, this property feels more like a private retreat than a suburban home. Inside, the warm and inviting floor plan offers comfortable one-level living with three spacious bedrooms, two full baths, a formal living room, separate dining room, welcoming family room, and a generously sized eat-in kitchen-the perfect gathering place for family and friends. Large windows invite the outdoors in, filling the home with natural light and creating a sense of peace throughout. Roof Replacement 3/9/2023, Home Filtration Installed 5/2023, Septic Serviced 4/23/2026, HVAC Serviced 4/2026. For outdoor enthusiasts, the nearby Occoquan Reservoir is just a stroll away. Bring your canoe or kayak, spend the afternoon on the water, cast a fishing line, or simply soak in the beauty of nature just beyond your doorstep. Perfectly positioned just minutes from shopping, dining, and major commuter routes, this home offers the best of both worlds-a convenient commute to the heart of Northern Virginia and Washington, D.C., while allowing you to come home each day to the quiet beauty of the countryside. Homes that offer this combination of privacy, natural beauty, and convenience are becoming increasingly rare. Whether you're searching for a peaceful sanctuary, a place to create lasting memories, or simply a home where you can escape the pace of everyday life without leaving Northern Virginia, 6716 River Road is ready to welcome you. This home is an exceptional opportunity to personalize a truly special property in one of Prince William County's hidden gems. Welcome home to E. Len Weston.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
