VA loan
1 of 52
VA loan
$524,900
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6202 Plum Orchard Way, Crestview, FL 32536

4 beds · 3 baths · 3,060 sqft

Beautifully maintained large 4 bedroom 3 bathroom all brick home with side entry garage on 0.52 acre corner lot in the highly sought after neighborhood of Carnegie Hills PH2. This contemporary all brick home with stucco accents comes with many extra upgrades. As you approach the home, you are received by a massive covered porch with ample space for lots of outdoor furniture. As you enter the home, you will notice the new custom front door glass accents and double side lights and new tile in the foyer. As you step inside, you will notice the home office space with French doors (or bonus room) on the left and the homes formal dining room with chandelier on the right. Both the office and the dining room have beautiful arched windows with custom window treatments. The massive living room offers a tray ceiling with crown molding, ceiling fan, plant shelves and fireplace. The equally impressive kitchen is a chef's delight, complete with beautiful wood cabinetry, granite countertops, tiled back splash, massive island, new stainless steel French door refrigerator, double oven microwave, dishwasher, and walk-in pantry with auto light switch. The kitchen offers access to both the formal dining room and separate dining area to enjoy. The large 18x18 master bedroom offers plenty of natural light, a tray ceiling with crown molding, and ceiling fan. The impressive master bathroom is complete with a double vanity, separate shower, garden tub, his and hers closet with auto light switches, and linen closet. On the opposite side of the home, you will find a hallway that guides you to two additional very large bedrooms with ceiling fans that are separated by a second full bathroom. At the rear of the home, is the fourth bedroom with ceiling fan with an additional third full bathroom that also connects to the Florida Room. The stunning Florida room is designing with windows across the entire back side with custom $10k power blinds/curtains. The Florida room also has a beautiful wood flooring, ceiling fan, French doors to the the living room and dining areas, and sliding glass door to the back yard. The indoor laundry room is just off of the kitchen and connects to the homes fully finished garage. This oversized large 0.52 acre lot has a white vinyl fenced back yard with many mature trees, 15x12 shed with power, 12x20 open patio, and beautiful landscaping throughout the entire yard. The home also comes with gutters and irrigation system. The side entry driveway has a professionally installed shingled carport that was added to match the home at a cost of $13k. This home also offers a home security system, water treatment system, whole home ionizer, and much more... Don't let your opportunity to home this spectacular home slip away. Schedule your showing today!!!

Estimated
Seller's interest rate
3.75%
7%
Estimated
Monthly payment

$1,807
$2,052
You may also save up to $49,904 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,052 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
3.75%
Remaining term
17 yrs
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,807
Principal & interest
$922
Mortgage insurance
-
Property taxes
$393
Home insurance
$476
HOA fees
$14
Utilities
Not included

Source: Public records

Home details
Size
3,060 sqft
Lot size
0.52 acres
Year built
2012
Type
Single Family Residence
HOA dues
$14.67

Source: EMERALDCOAST #977010

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 21, 2025 05:46 pm
Listing agent: Jacob J Foreman (850) 499-1453
Listing provided courtesy of: Coldwell Banker Realty (850) 682-4300
Details provided by EMERALDCOAST and may not match the public record.
MLS ID: #977010
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
3.75%
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