Welcome to 612 Wyndview, a stunning residence in the sought-after Wyndgate Village subdivision. From the moment you arrive, this move-in ready home makes an impression, offering 3 bedrooms, 2.5 baths, and an open, light-filled layout built for both gracious entertaining and easy living. At the heart of the home is a gourmet eat-in kitchen featuring custom cabinetry, a large center island, stainless steel appliances including a double oven, and an abundance of cabinets. It flows seamlessly into the great room, where a gas fireplace, custom built-ins, and a wall of windows create a warm, inviting focal point. A formal dining room completes the main living space, with rich engineered hardwood flooring carrying throughout the main living area. The main level primary suite is spacious and features a walk-in closet, separate shower, a deep soaking tub, and dual vanities. A generous laundry room and a convenient half bath round out the main floor. Upstairs you will find two additional bedrooms, a full bath, a dedicated office, and a large loft for a second living area, offering flexible space for family, guests, and working from home. The full walkout basement is a blank canvas ready to bring your vision to life, opening to a full patio and private backyard, while a deck off the eat-in kitchen provides the perfect spot for morning coffee or evening gatherings. Complete with a three car garage and located just minutes from Highway 40 and all the area's amenities, this home offers exceptional convenience. Residents of Wyndgate Village also enjoy resort-style amenities including a community pool, playground, and tennis courts. This subdivision truly has it all. Schedule your private showing today and experience everything 612 Wyndview has to offer.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
