Prepare to fall in love with this extraordinary, one-of-a-kind showpiece where exceptional craftsmanship, luxurious designer upgrades, and a spectacular resort-style backyard create an unparalleled living experience. At the heart of this stunning residence is a breathtaking private saltwater swimming pool retreat, complete with cascading waterfalls, gas heating, lush tropical landscaping, and an atmosphere that feels like your own private five-star resort. Thoughtfully customized with high-end finishes throughout, this remarkable home showcases elegant plantation shutters, designer lighting, extended tile flooring, custom built-ins, and sophisticated architectural details that blend timeless elegance with modern comfort. The spa-inspired Primary Suite is a true sanctuary featuring blackout shades, custom cabinetry, wainscoting, tiled shower flooring, custom glass shower doors, and a professionally designed closet system. The gourmet kitchen is equally impressive with upgraded granite countertops, premium Thermador cooktop, upgraded Bosch dishwasher, smart storage solutions, and custom pantry organization, while the dining area is enhanced with stunning built-in buffet, china, wine, and liquor cabinetry designed for effortless entertaining. Additional exceptional features include a fully customized office/den, flexible guest accommodations with Murphy bed and built-in nightstands, whole-house water softener and filtration system, tankless water heater, upgraded garage flooring and storage systems, redesigned irrigation, and a comprehensive security and emergency response system. Every inch of this exceptional residence has been thoughtfully curated to deliver sophistication, comfort, luxury, and unforgettable indoor-outdoor Florida living at its finest. Community Perks: This guard-gated, resort-style community offers more than just home, it delivers a lifestyle! The HOA covers cable, high-speed internet, security monitoring, and landscaping/ lawn care so you can focus on enjoying your time. At the heart of it all is the spectacular 57,000 sq ft Magnolia House, where you’ll enjoy Member-exclusive restaurant and bar with live entertainment. Indoor/outdoor heated pools & a state-of-the-art athletic club Artisan studio, poker room, culinary kitchen, and creative spaces. Sports courts for tennis, pickleball, bocce, billiards & virtual golf,50+ active, member-led clubs for every hobby and interest. A show-stopping Event Center with a stage and professional AV setup. This isn’t just a home, it’s a lifestyle upgrade where you’ll find connection, wellness, excitement, and belonging every day. Conveniently located 45 minutes to Theme Parks including Universal and Disney World and Orlando International Airport, 1 ½ hour to Beaches and Port Canaveral Cruise Terminal. This isn’t just a home — it’s a lifestyle upgrade. Live your BEST LIFE at Trilogy!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
