Experience the Perfect Blend of Privacy and Sophistication at your own private sanctuary in the prime location of Logan Woods. Positioned on 2.69 manicured acres, this fully fenced estate offers the rare combination of massive outdoor space and high-end modern design. With tranquil canal views and lush professional landscaping, this property is a true retreat from the everyday. Offering over 3,800 square feet, the home feels bright and airy thanks to soaring ceilings and 14 custom skylights that flood the space with natural light. The interior features elegant Marble flooring accented by sleek Black Granite, creating a look that is both timeless and modern. A Chef’s Dream Kitchen Whether you’re hosting a dinner party or prepping a family meal, this kitchen delivers Professional Appliances, SubZero and Viking integration, including double ovens and warming drawer. A massive central island with a 6 burner gas range (powered by an onsite 250 and 500-gallon propane tank for optional generator hookup). The Ultimate Primary Suite is a true "home within a home," featuring: Private Loft: The perfect space for a home office, yoga studio, or library. Spa-Inspired Bath: A massive marble walk-in shower with multiple jets, a deep soaking tub, and dual California Closets. A unique 3-car "drive-through" garage with keystone flooring perfect for easy access and hobbyists. Entertainer’s Suite: A dedicated media room with cinematic surround sound. Energy Efficiency: Anderson Thermal Pane windows and a 5-zone AC system for personalized comfort and lower utility costs. Additionally the property includes a whole home Reverse Osmosis system. Golden Gate Estates Privacy: Enjoy the "country feel" while being just minutes from the world-class dining and shopping of 5th Avenue South and Mercato. Beach Access: A short drive to the white sands of Clam Pass and other key Naples beaches. No HOA: Freedom to park your boat, RV, or trailers on your own property. Top-Rated Schools: Located within the highly sought-after Collier County school district.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
