1 of 46
$729,000
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6006 Trail Ride Dr, Moseley, VA 23120

4 beds · 5 baths · 4,111 sqft

Price Just Reduced! This stylish and meticulously maintained 4-bedroom, 4.5-bath home, built by Toll Brothers, offers the perfect combination of luxury, space, and entertainment—and now at a price that reflects today's market. Set on a spacious fenced-in corner lot in the highly sought-after Fox Creek community, this home features a fully finished walk-out basement designed for hosting, complete with a full theatre setup, built-in bar, and generous storage. The main level boasts beautiful hardwood floors, a true two-car garage with extra space for storage or a workshop, and an open-concept layout that flows effortlessly from the chef’s kitchen to the expansive family room—ideal for entertaining. Upstairs, the oversized primary suite includes a private sitting room, offering a serene retreat at the end of the day. A junior suite with its own private bath adds flexibility, while two additional bedrooms share a full hall bath. One of these rooms is currently being used as a closet but will be converted back to a bedroom before closing. Outdoor living is just as impressive, with a deck off the main level, a patio off the basement, and a gazebo that conveys—perfect for relaxing or gathering with friends and family. A whole-house standby generator ensures peace of mind during any storm or power outage. Located just minutes from top-rated schools, including the NEW Deep Creek Middle School, shopping, and dining, this home offers unmatched value in a prime location. ?? Don’t miss your chance—with the recent price adjustment, this Fox Creek gem won’t last long. Schedule your private tour today!

Estimated
Seller's interest rate
3.75%
7%
Estimated
Monthly payment

$3,243
$3,876
You may also save up to $152,634 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,876 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
3.75%
Remaining term
20 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,243
Principal & interest
$2,050
Mortgage insurance
$313
Property taxes
$546
Home insurance
$249
HOA fees
$83
Utilities
Not included

Source: Public records

Home details
Size
4,111 sqft
Lot size
0.1865 acres
Year built
2014
Type
Single Family Residence
HOA dues
$83.33

Source: CENTRALVIRGINIA #2511495

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 20, 2025 08:23 pm
Listing agent: Danielle Bowers (804) 245-5545
Listing provided courtesy of: Century 21 Lifestyle (804) 722-3391
Details provided by CENTRALVIRGINIA and may not match the public record.
MLS ID: #2511495
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are Copyright © 2025 Central Virginia Regional Multiple Listing Service, LLC. All Rights Reserved.
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Est. seller's rate
3.75%
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