Tucked into the established and peaceful Northwood Hills community, this home offers the kind of lifestyle buyers are searching for, quiet evenings, space to spread out, and unbeatable convenience to some of the Upstate’s most loved destinations. Located just minutes from charming Downtown Travelers Rest, Furman University, and Downtown Greenville, you can enjoy coffee shops, restaurants, trails, and entertainment, then come home to a neighborhood that feels calm, established, and welcoming. Backing to spacious private land, the backyard offers an added sense of privacy and a peaceful natural backdrop. Set on over half an acre, this property gives you the kind of space that’s getting harder to find with room to breathe, spread out, and actually enjoy where you live. The fully fenced backyard is built for real life, whether that means dogs running laps, kids playing until sunset, or hosting friends without feeling crowded. The patio becomes a natural hangout spot for slow mornings, casual dinners, and evenings that stretch a little longer than planned. Up front, the wide driveway offers plenty of space for multiple vehicles, guests, or weekend toys without the daily shuffle. Inside, this home tells a story of flexibility, comfort, and opportunity. The split-level design creates natural separation while still feeling connected, making it ideal for multi-generational living, extended family, hobby space, or simply giving everyone room to breathe. Hardwood floors add warmth and character, while the updated kitchen and bathrooms blend modern convenience with timeless style. As you enter, a striking stone accent wall creates a welcoming focal point and sets the tone for the character you’ll find throughout the home. The kitchen offers granite countertops and abundant cabinetry, providing both beauty and functionality for everyday living and entertaining. Upstairs, one of the primary suites offers double closets and a full bath, along with two additional bedrooms and another full bathroom. The lower level expands the living possibilities with a large recreation or gathering space, perfect for movie nights, game days, hobbies, or hangout space. A second primary suite with a large walk-in closet and full bathroom makes an ideal private retreat for guests or multi-generational living. An additional bedroom and spacious walk-in laundry room add even more functionality. The lower level also features exterior access, allowing easy entry for guests, family members, or flexible living arrangements. This neighborhood also features a large saltwater pool and clubhouse, along with walkable streets that make everyday living both convenient and connected. This is more than just a home, it’s a place where multiple chapters of life can happen under one roof, all while being close to everything that makes the Upstate special.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
