Welcome to this METICULOUSLY MAINTAINED 3-bedroom, 2-bath home in the desirable Greenfield Village community of Davenport, where modern style, comfortable living, and a FANTASTIC LOCATION come together beautifully. Built in 2020 and FRESHLY PAINTED INSIDE AND OUT (2025), this single-story home still feels wonderfully new and MOVE-IN READY from the moment you arrive. Step inside to discover a bright and inviting layout where the Living Room and Dining Room offer an OPEN, AIRY FEEL, creating the perfect space for entertaining or everyday living. Large windows and sliding glass doors bring in ABUNDANT NATURAL LIGHT, adding to the home’s warm and welcoming atmosphere. The STYLISH KITCHEN overlooks the main living areas and is thoughtfully designed with white cabinetry, a MODERN STONE BACKSPLASH (2023), stainless steel appliances, a sleek range hood, a Kitchen island with breakfast bar seating, and a walk-in pantry closet. Sliding glass doors open directly to the covered rear patio and SPACIOUS BACKYARD, offering plenty of room to relax, entertain, garden, or create your own outdoor oasis. A desirable SPLIT-BEDROOM FLOOR PLAN provides added privacy, with the Primary Suite tucked away at one end of the home. The Primary Bedroom features a GENEROUS WALK-IN CLOSET and an EN SUITE BATH with dual sinks and a step-in shower, creating a peaceful retreat at the end of the day. Two additional bedrooms and SECOND FULL BATH are located on the opposite side of the home, offering flexibility for guests, family, or a home office. A DEDICATED LAUNDRY ROOM with shelving and a linen closet adds convenience and extra storage. Residents of Greenfield Village enjoy a LOW HOA that includes wonderful amenities such as a SPARKLING ZERO-ENTRY COMMUNITY POOL and playground, perfect for enjoying Florida’s year-round sunshine. Conveniently located in Davenport, this home offers EASY ACCESS to shopping, dining, golf courses, and major roadways including I-4. You’ll also be just a short drive from WORLD-FAMOUS ATTRACTIONS like Walt Disney World Resort, Universal Orlando Resort, and ChampionsGate Golf Club, along with nearby parks, nature trails, and ENTERTAINMENT DESTINATIONS throughout Central Florida. With its modern finishes, thoughtful layout, FRESH UPDATES, and excellent community amenities, this Greenfield Village home provides the perfect combination of comfort, convenience, and EASY FLORIDA LIVING. Act quickly—this GEM won't last long!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
