COMING SOON in Prestigious Piedmont's Coveted ESTATE SECTION! Rarely Available! This is your opportunity to own a highly desirable Kentwell II in Haymarket's PREMIER gated golf course community. Perfectly positioned in a premium cul-de-sac with 'perfect 10' lot of approximately one acre, this EXCEPTIONAL residence offers approximately 7,000 finished square feet with 10-foot ceilings on the main level, 6 Bedrooms (one BR suite on main level), 5 Full Baths, 1 Half Bath, and a 3-Car Garage. The IMPRESSIVE exterior showcases mature landscaping, a SERINE three-waterfall water feature, refinished multi-level deck (2026), lower-level patio, play-set, and charming she-shed—all creating an EXTRAORDINARY outdoor retreat. Inside, you'll find stunning Mahogany HARDWOOD FLOORS throughout the entire main level and featuring both the grand front staircase and private owner's back staircase. The updated gourmet kitchen is the heart of the home, featuring quartz countertops, glass and ceramic backsplash, upgraded cabinetry, spacious center island, stainless steel appliances, and new gas cooktop. The kitchen opens seamlessly to the SUNROOM and expansive GREAT ROOM with gas fireplace, creating the perfect space for entertaining and everyday living. The Formal Embassy sized dining room is perfect for Holidays and important family gatherings. A rare Main Level Bedroom with attached Full Bath provides ideal accommodations for guests, multi-generational living, or a private home office. The luxurious upper-level Primary Suite features a tray ceiling, spacious sitting room, large walk-in closet, and spa-inspired bath with soaking tub, dual vanities, and oversized shower with dual shower heads. Three additional upper-level bedrooms all include walk-in closets, with one private ensuite and two bedroom directly connected by a Jack-and-Jill bath with dual vanities. The approximately 2,000-square-foot finished walk-out lower level checks every box. Entertain in style around the SPECTACULAR double-sided stone and granite wet bar with seating for ten, complete with kegerator, sink, dishwasher, ice maker, and adjacent 400-bottle temperature-controlled wine cellar. Enjoy your libations in front of the stone floor-to-ceiling STONE fireplace. Additional entertainment spaces include a large theater area with 5.1 surround sound system (conveys), game room, gym/bonus room, office/hobby room, renovated full bath, and a legal 6th bedroom or 7th legal bedroom if needed. Additional highlights include a whole-home SONOS audio system with exterior deck speakers, premium lot backing to mature trees, and GOLD STANDARD pre-listing inspection and radon test completed, (xx zone irrigation system) and pre-wired for EV Vehicles charging. Peace-of-Mind this home is under a relocation program - so home fully inspected prior to listing and seller addressed any and all deficiencies noted. New RADON remediation system installed last week. Beyond the home itself, Piedmont offers a lifestyle few communities can match. Residents enjoy 24/7 gated security, an 18-hole championship golf course, fitness center, indoor and outdoor pools, tennis courts, walking trails, and resort-style amenities, all conveniently located near major commuter routes, shopping, and dining. 5958 Cody Spring Place is more than a home—it is an opportunity to own one of Piedmont’s most remarkable private estates. WELCOME HOME!!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
