SOLID, WELL-MAINTAINED 3-BEDROOM HOME AT 589 EAGLE BLVD! Welcome to 589 Eagle Blvd, a comfortable and meticulously cared-for home offering 2,187 square feet of living space in Kingsland. Featuring 3 bedrooms and 2 bathrooms, this property is an excellent find for buyers looking for a solid foundation where the heavy maintenance has already been handled. The current owners have invested significantly in practical, big-ticket items, ensuring true peace of mind for the next owners. Inside, the functional floor plan is accented by appealing architectural details, including crown molding throughout and elegant tray ceilings in the living room, den, and master suite. The inclusion of both a main living room and a separate den provides excellent flexibility for relaxing, entertaining, or setting up a home office. The master bedroom serves as a comfortable retreat, complete with an en-suite bathroom featuring a separate walk-in shower and a dedicated Jacuzzi tub, with a large walk-in closet conveniently located just through the bath. All of the home's carpeting was professionally stretched and steam-cleaned in May 2026, leaving the bedrooms and main living areas fresh and ready for day one. The heart of the home is a well-equipped chef's kitchen, boasting generous cabinet space, a convenient bar setup, and stainless steel appliances. It also features a walk-in pantry complete with a small beverage refrigerator. For an updated touch, the kitchen sink and faucet, along with all bathroom faucets throughout the home, were replaced with brand-new fixtures in May 2026. The lighting has also been completely modernized; in December 2024, all interior light switches and recessed lighting were upgraded to modern LED fixtures. Where this home truly shines is in its structural and utility updates. A complete tear-off roof replacement was finished in June 2025. In September 2024, a brand-new water heater, whole-home water softener, and whole-home filtration system were installed. Security and energy efficiency were enhanced in October 2024 with the installation of three high-quality ProVia exterior entry doors, and a brand-new thermostat was just added in May 2026. Even the garage has been highly upgraded, featuring heavy-duty interlocking rubber tile flooring installed in July 2024 and a new garage door opener mechanism added in May 2026. Outside, a professionally tiled walkway leads to the front door, while the back porch and patio feature matching professional tile work. The fully fenced-in backyard includes a custom gas fire pit on the patio, creating a fantastic, low-maintenance space for outdoor living. Front and side exterior lights are conveniently hardwired to programmable automatic timers. Beyond the property lines, residents enjoy excellent community amenities, including a pool, playground, tennis courts, and pickle-ball courts. 589 Eagle Blvd is a highly practical home where the important maintenance has been taken seriously. Schedule your showing today to see it for yourself!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
